/* ============================================================
   INOVACOOP - Estilos propios sobre Bootstrap 5.3
   Paleta:
     Verde principal #2a7a56   Verde medio    #4db882
     Verde claro    #6dcba0   Verde suave    #5aaa88
     Verde fondo    #e8f8f0   Dorado         #d4a843
     Dorado claro   #f0c84a   Azul claro     #a8d8f0
   ============================================================ */

:root {
  --ic-green-900: #1f5b40;
  --ic-green-700: #2a7a56;
  --ic-green-500: #4db882;
  --ic-green-400: #6dcba0;
  --ic-green-300: #5aaa88;
  --ic-green-50:  #e8f8f0;
  --ic-gold-500:  #d4a843;
  --ic-gold-300:  #f0c84a;
  --ic-blue-200:  #a8d8f0;
  --ic-ink:       #1f2937;
  --ic-ink-soft:  #4b5563;
  --ic-muted:     #6b7280;
  --ic-bg:        #ffffff;
  --ic-bg-soft:   #f7fbf9;

  --ic-shadow-sm: 0 1px 2px rgba(31, 91, 64, 0.06), 0 1px 3px rgba(31, 91, 64, 0.06);
  --ic-shadow-md: 0 4px 12px rgba(31, 91, 64, 0.08), 0 2px 4px rgba(31, 91, 64, 0.06);
  --ic-shadow-lg: 0 12px 32px rgba(31, 91, 64, 0.12), 0 4px 12px rgba(31, 91, 64, 0.08);

  --ic-radius:    14px;
  --ic-radius-sm: 8px;
  --ic-radius-lg: 22px;

  /* Bootstrap overrides */
  --bs-primary:        #2a7a56;
  --bs-primary-rgb:    42, 122, 86;
  --bs-link-color:     #2a7a56;
  --bs-link-hover-color: #1f5b40;
  --bs-body-color:     #1f2937;
  --bs-body-bg:        #ffffff;
  --bs-border-color:   #e5efe9;
  --bs-font-sans-serif: 'Inter', system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;
}

/* ---------- Tipografia ---------- */
html { scroll-behavior: smooth; }
body {
  font-family: var(--bs-font-sans-serif);
  color: var(--ic-ink);
  background: var(--ic-bg);
  -webkit-font-smoothing: antialiased;
}
h1, h2, h3, h4, h5, h6 {
  font-family: 'Poppins', 'Inter', sans-serif;
  font-weight: 700;
  color: var(--ic-green-900);
  letter-spacing: -0.01em;
}
h1 { font-size: clamp(2rem, 1.4rem + 2.4vw, 3.25rem); line-height: 1.15; }
h2 { font-size: clamp(1.6rem, 1.2rem + 1.6vw, 2.4rem); line-height: 1.2;  }
h3 { font-size: clamp(1.25rem, 1rem + 0.8vw, 1.6rem);   line-height: 1.3;  }

.text-gold { color: var(--ic-gold-500) !important; }
.text-green { color: var(--ic-green-700) !important; }
.bg-green-50 { background: var(--ic-green-50) !important; }
.bg-soft     { background: var(--ic-bg-soft) !important; }

/* ---------- Botones ---------- */
.btn { border-radius: 999px; font-weight: 600; padding: 0.6rem 1.4rem; transition: all 0.18s ease; }
.btn-primary {
  background: var(--ic-green-700);
  border-color: var(--ic-green-700);
  box-shadow: var(--ic-shadow-sm);
}
.btn-primary:hover, .btn-primary:focus {
  background: var(--ic-green-900);
  border-color: var(--ic-green-900);
  transform: translateY(-1px);
  box-shadow: var(--ic-shadow-md);
}
.btn-outline-primary {
  color: var(--ic-green-700);
  border-color: var(--ic-green-700);
}
.btn-outline-primary:hover { background: var(--ic-green-700); border-color: var(--ic-green-700); }

.btn-gold {
  background: var(--ic-gold-500);
  border: 1px solid var(--ic-gold-500);
  color: #2c1f00;
}
.btn-gold:hover { background: var(--ic-gold-300); border-color: var(--ic-gold-300); color: #2c1f00; }

/* ---------- Navbar ---------- */
.ic-navbar {
  background: rgba(255,255,255,0.96);
  backdrop-filter: saturate(150%) blur(8px);
  -webkit-backdrop-filter: saturate(150%) blur(8px);
  box-shadow: 0 1px 0 rgba(0,0,0,0.04), 0 2px 12px rgba(0,0,0,0.04);
}
.ic-navbar .navbar-brand {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  padding-top: 0.25rem;
  padding-bottom: 0.25rem;
}
.ic-navbar .brand-logo {
  width: 44px; height: 44px;
  object-fit: contain;
}
.ic-navbar .brand-text strong {
  display: block;
  font-family: 'Poppins', sans-serif;
  font-weight: 800;
  font-size: 1.15rem;
  line-height: 1;
  letter-spacing: 0.5px;
}
.ic-navbar .brand-text strong .ic-inova { color: var(--ic-green-700); }
.ic-navbar .brand-text strong .ic-coop  { color: var(--ic-green-500); }
.ic-navbar .brand-text small {
  display: block;
  font-size: 0.65rem;
  color: var(--ic-muted);
  letter-spacing: 1px;
  text-transform: uppercase;
  margin-top: 2px;
}
.ic-navbar .nav-link {
  font-weight: 500;
  color: var(--ic-ink-soft);
  position: relative;
  padding: 0.5rem 0.9rem !important;
}
.ic-navbar .nav-link:hover,
.ic-navbar .nav-link.active {
  color: var(--ic-green-700);
}
.ic-navbar .nav-link.active::after {
  content: '';
  position: absolute;
  left: 0.9rem; right: 0.9rem; bottom: 0.2rem;
  height: 2px;
  background: var(--ic-gold-500);
  border-radius: 2px;
}
/* Item especial "Formato" en el menu (descarga PDF) */
.ic-navbar .ic-nav-format {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  color: #8b1a1a !important;
  font-weight: 600;
}
.ic-navbar .ic-nav-format:hover {
  color: #6b1010 !important;
}
.ic-navbar .ic-nav-format i {
  color: #c2272d;
  font-size: 1.1rem;
}
.ic-navbar .ic-nav-format.active::after { display: none; }

.ic-lang-pill {
  display: inline-flex; align-items: center; gap: 0.35rem;
  border: 1px solid var(--ic-green-500);
  color: var(--ic-green-700);
  padding: 0.3rem 0.75rem;
  border-radius: 999px;
  font-size: 0.85rem;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.18s ease;
}
.ic-lang-pill:hover { background: var(--ic-green-50); color: var(--ic-green-900); }

/* ---------- Hero ---------- */
.ic-hero {
  position: relative;
  padding: clamp(4rem, 6vw + 2rem, 8rem) 0 clamp(3rem, 4vw + 2rem, 6rem);
  background:
    radial-gradient(1200px 600px at 90% -10%, rgba(77, 184, 130, 0.18), transparent 60%),
    radial-gradient(900px 500px at -10% 110%, rgba(212, 168, 67, 0.14), transparent 60%),
    linear-gradient(180deg, #ffffff 0%, var(--ic-green-50) 100%);
  overflow: hidden;
}
.ic-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle at 1px 1px, rgba(42, 122, 86, 0.08) 1px, transparent 0);
  background-size: 28px 28px;
  pointer-events: none;
  mask-image: linear-gradient(180deg, transparent, #000 30%, #000 70%, transparent);
}
/* Formas decorativas flotantes suaves */
.ic-hero::after {
  content: '';
  position: absolute;
  width: 260px; height: 260px;
  right: -80px; top: -60px;
  border-radius: 50%;
  background: radial-gradient(circle at 40% 40%, rgba(240, 200, 74, 0.18), transparent 65%);
  pointer-events: none;
  z-index: 0;
  animation: ic-drift 12s ease-in-out infinite;
}
@keyframes ic-drift {
  0%, 100% { transform: translate(0, 0); }
  50%      { transform: translate(-15px, 10px); }
}
.ic-hero .eyebrow {
  display: inline-block;
  background: var(--ic-green-50);
  color: var(--ic-green-700);
  border: 1px solid #d0eedd;
  padding: 0.3rem 0.8rem;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.8rem;
  letter-spacing: 0.5px;
  text-transform: uppercase;
}
.ic-hero h1 { margin-top: 1rem; }
.ic-hero .lead { color: var(--ic-ink-soft); max-width: 36em; }
.ic-hero .hero-illu {
  border-radius: var(--ic-radius-lg);
  box-shadow: var(--ic-shadow-lg);
  background: linear-gradient(135deg, var(--ic-green-50), #fff);
  padding: 1.5rem;
}
.ic-hero .hero-illu img { display:block; width: 100%; height: auto; }

/* ---- Variante con foto real (no SVG) ---- */
.ic-hero .hero-illu--photo {
  position: relative;
  padding: 0;
  background: transparent;
  border-radius: var(--ic-radius-lg);
  overflow: visible;
  box-shadow: none;
  isolation: isolate;
}
/* Marco decorativo verde detras de la foto */
.ic-hero .hero-illu--photo::before {
  content: '';
  position: absolute;
  inset: 14px -14px -14px 14px;
  border-radius: var(--ic-radius-lg);
  background: linear-gradient(135deg, var(--ic-green-500), var(--ic-green-700));
  z-index: -1;
}
/* Brillo dorado sutil arriba a la derecha */
.ic-hero .hero-illu--photo::after {
  content: '';
  position: absolute;
  top: -18px; right: -18px;
  width: 90px; height: 90px;
  border-radius: 50%;
  background: radial-gradient(circle, var(--ic-gold-300), transparent 70%);
  z-index: -1;
  opacity: .55;
}
.ic-hero .hero-illu--photo img {
  border-radius: var(--ic-radius-lg);
  box-shadow: 0 30px 60px -20px rgba(31, 91, 64, 0.45), 0 12px 32px rgba(31, 91, 64, 0.18);
  border: 4px solid #fff;
  aspect-ratio: 16/10;
  object-fit: cover;
  width: 100%;
  height: auto;
}
/* Badge flotante (sello de confianza) */
.ic-hero .hero-badge {
  position: absolute;
  left: -14px; bottom: -14px;
  background: #fff;
  border-radius: 999px;
  padding: 0.55rem 1.1rem 0.55rem 0.7rem;
  display: inline-flex; align-items: center; gap: 0.55rem;
  box-shadow: var(--ic-shadow-md);
  font-size: 0.85rem; font-weight: 600;
  color: var(--ic-green-900);
  border: 1px solid #e3efe8;
}
.ic-hero .hero-badge i {
  color: var(--ic-gold-500);
  font-size: 1.2rem;
}

@media (max-width: 991.98px) {
  .ic-hero .hero-illu--photo::before { inset: 10px -10px -10px 10px; }
  .ic-hero .hero-badge { left: 8px; bottom: -10px; }
}

/* ---------- Secciones ---------- */
.ic-section { padding: clamp(3rem, 5vw + 1rem, 6rem) 0; }
.ic-section--soft { background: var(--ic-bg-soft); }
.ic-section--green { background: var(--ic-green-50); }

.section-eyebrow {
  color: var(--ic-gold-500);
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  font-size: 0.78rem;
}
.section-divider {
  width: 60px; height: 4px;
  background: linear-gradient(90deg, var(--ic-green-700), var(--ic-gold-500));
  border-radius: 4px;
  margin: 1rem 0 1.25rem;
}
.text-center .section-divider { margin-left: auto; margin-right: auto; }

/* ---------- Cards ---------- */
.ic-card {
  background: #fff;
  border: 1px solid #ecf3ef;
  border-radius: var(--ic-radius);
  padding: 1.75rem;
  height: 100%;
  transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease;
}
.ic-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--ic-shadow-md);
  border-color: #d8ebe1;
}
.ic-card .ic-icon {
  width: 56px; height: 56px;
  display: inline-flex; align-items: center; justify-content: center;
  border-radius: 16px;
  background: var(--ic-green-50);
  color: var(--ic-green-700);
  font-size: 1.6rem;
  margin-bottom: 1rem;
}
.ic-card h3 { font-size: 1.15rem; margin-bottom: 0.5rem; }
.ic-card p  { color: var(--ic-ink-soft); margin: 0; }

.ic-service-card {
  position: relative;
  overflow: hidden;
}
.ic-service-card::after {
  content: '';
  position: absolute; right: -40px; top: -40px;
  width: 140px; height: 140px;
  background: radial-gradient(circle at center, var(--ic-green-50), transparent 70%);
  z-index: 0;
}
.ic-service-card > * { position: relative; z-index: 1; }

/* ---------- Imagenes de tarjeta (Ahorro/Clasica/Gold) ---------- */
.ic-card-img {
  display: block;
  width: 100%;
  height: auto;
  border-radius: var(--ic-radius);
  box-shadow: var(--ic-shadow-md);
  transition: transform 0.22s ease, box-shadow 0.22s ease;
}
.ic-card-img:hover {
  transform: translateY(-4px);
  box-shadow: var(--ic-shadow-lg);
}

/* ---------- Card Products (DEPRECADO - se mantiene por si se reactiva) ---------- */
.ic-card-product {
  position: relative;
  background: #fff;
  border: 1px solid #ecf3ef;
  border-radius: var(--ic-radius-lg);
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  gap: 1rem;
  height: 100%;
  overflow: hidden;
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}
.ic-card-product::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 6px;
  background: linear-gradient(90deg, var(--ic-green-700), var(--ic-green-500));
}
.ic-card-product:hover {
  transform: translateY(-5px);
  box-shadow: var(--ic-shadow-lg);
  border-color: var(--ic-green-400);
}
.ic-card-product--dark::before { background: linear-gradient(90deg, var(--ic-green-900), var(--ic-green-700)); }
.ic-card-product--gold::before { background: linear-gradient(90deg, var(--ic-gold-500), var(--ic-gold-300)); }

.ic-card-product__badge {
  position: absolute;
  top: 18px; right: 18px;
  background: var(--ic-gold-500);
  color: #2c1f00;
  padding: 0.25rem 0.7rem;
  border-radius: 999px;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  z-index: 2;
  box-shadow: 0 2px 6px rgba(0,0,0,0.12);
}
.ic-card-product__badge i { font-size: 0.7rem; margin-right: 2px; }
.ic-card-product--green .ic-card-product__badge { background: var(--ic-green-500); color: #fff; }
.ic-card-product--dark .ic-card-product__badge  { background: var(--ic-green-700); color: #fff; }

.ic-card-product__head { padding-top: 0.5rem; }
.ic-card-product__kicker {
  text-transform: uppercase;
  letter-spacing: 1.5px;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--ic-muted);
  margin-bottom: 0.3rem;
}
.ic-card-product__name {
  font-family: 'Poppins', sans-serif;
  font-weight: 800;
  font-size: 2rem;
  line-height: 1;
  margin: 0;
  color: var(--ic-green-900);
  letter-spacing: -0.02em;
}
.ic-card-product--gold .ic-card-product__name { color: #a87d20; }
.ic-card-product__sub {
  display: inline-block;
  padding: 0.25rem 0.6rem;
  background: var(--ic-green-50);
  color: var(--ic-green-900);
  border-radius: 6px;
  font-size: 0.78rem;
  font-weight: 600;
  margin-top: 0.5rem;
}
.ic-card-product--gold .ic-card-product__sub {
  background: #fff5d6;
  color: #8a6814;
}
.ic-card-product__tagline {
  margin-top: 0.65rem; margin-bottom: 0;
  font-style: italic;
  color: var(--ic-ink-soft);
  font-size: 0.95rem;
}

.ic-card-product__image {
  background: linear-gradient(135deg, var(--ic-green-50), #fff);
  border-radius: var(--ic-radius);
  padding: 0.5rem;
  overflow: hidden;
}
.ic-card-product__image img {
  display: block;
  width: 100%;
  height: auto;
  border-radius: calc(var(--ic-radius) - 4px);
  aspect-ratio: 4/5;
  object-fit: contain;
  object-position: center;
  background: #fff;
}
/* Variante para imagen "clean" (solo la tarjeta, horizontal) */
.ic-card-product__image--clean {
  padding: 1.25rem;
  display: flex;
  align-items: center;
  justify-content: center;
}
.ic-card-product__image--clean img {
  aspect-ratio: auto;
  width: 100%;
  max-width: 320px;
  height: auto;
  border-radius: 14px;
  background: transparent;
  filter: drop-shadow(0 12px 24px rgba(31, 91, 64, 0.25));
}

/* Imagen completa (la marketing que ya trae todo el texto) */
.ic-card-product__img-full {
  display: block;
  width: 100%;
  height: auto;
  border-radius: var(--ic-radius);
  margin: 0.5rem 0 1.25rem;
  box-shadow: 0 6px 16px rgba(31, 91, 64, 0.1);
}
.ic-card-product__image--placeholder {
  aspect-ratio: 4/5;
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  text-align: center;
  color: var(--ic-muted);
  padding: 2rem;
  border: 2px dashed #d4e3da;
  background: var(--ic-bg-soft);
}
.ic-card-product__image--placeholder i { font-size: 3.5rem; opacity: 0.4; margin-bottom: 0.75rem; }
.ic-card-product__image--placeholder code {
  background: #fff; padding: 2px 6px; border-radius: 4px;
  font-size: 0.75rem; color: var(--ic-green-700);
  border: 1px solid #d4e3da;
}

.ic-card-product__highlight {
  background: linear-gradient(135deg, var(--ic-green-50), #fff);
  border: 1px solid #cfe8da;
  border-left: 4px solid var(--ic-gold-500);
  border-radius: 10px;
  padding: 0.85rem 1rem;
  display: flex; align-items: center; gap: 0.85rem;
}
.ic-card-product__highlight i {
  font-size: 1.6rem;
  color: var(--ic-gold-500);
  flex-shrink: 0;
}
.ic-card-product__highlight small {
  display: block;
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--ic-muted);
  font-weight: 600;
}
.ic-card-product__highlight strong {
  display: block;
  color: var(--ic-green-900);
  font-size: 0.95rem;
  line-height: 1.3;
}

.ic-card-product__benefits-title {
  font-weight: 700;
  color: var(--ic-green-700);
  display: flex; align-items: center; gap: 0.4rem;
  font-size: 0.95rem;
  margin-top: 0.25rem;
}
.ic-card-product .ic-list-check { margin-bottom: 0; }
.ic-card-product .ic-list-check li {
  padding: 0.25rem 0 0.25rem 1.6rem;
  font-size: 0.92rem;
  line-height: 1.4;
}
.ic-card-product .ic-list-check li::before {
  top: 0.3rem;
  font-size: 1rem;
}

.ic-card-product__ideal {
  background: var(--ic-green-50);
  border-radius: 10px;
  padding: 0.85rem 1rem;
  margin-top: auto;
}
.ic-card-product__ideal-head {
  color: var(--ic-green-900);
  font-size: 0.85rem;
  margin-bottom: 0.25rem;
}
.ic-card-product__ideal-head i {
  color: var(--ic-green-700);
  margin-right: 0.25rem;
}
.ic-card-product__ideal p {
  margin: 0;
  color: var(--ic-ink-soft);
  font-size: 0.9rem;
}
.ic-card-product--gold .ic-card-product__ideal { background: #fff5d6; }
.ic-card-product--gold .ic-card-product__ideal-head { color: #6b4f0e; }
.ic-card-product--gold .ic-card-product__ideal-head i { color: var(--ic-gold-500); }
.ic-card-product--gold .btn-primary {
  background: var(--ic-gold-500);
  border-color: var(--ic-gold-500);
  color: #2c1f00;
}
.ic-card-product--gold .btn-primary:hover {
  background: #b88b1e;
  border-color: #b88b1e;
  color: #fff;
}

/* ---------- Productos: HERO llamativo estilo Bancolombia (suave y elegante) ---------- */
.ic-products-hero {
  position: relative;
  overflow: hidden;
  padding: clamp(3rem, 5vw + 1rem, 5rem) 0 clamp(2rem, 3vw + 1rem, 3rem);
  background:
    radial-gradient(900px 500px at 100% -20%, rgba(240, 200, 74, 0.16), transparent 55%),
    radial-gradient(800px 400px at -10% 120%, rgba(168, 216, 240, 0.18), transparent 55%),
    linear-gradient(180deg, #ffffff 0%, var(--ic-green-50) 100%);
  border-bottom: 1px solid #e5efe9;
}

/* Textura sutil de puntos verde muy claro */
.ic-products-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle at 1px 1px, rgba(42, 122, 86, 0.06) 1.2px, transparent 0);
  background-size: 24px 24px;
  pointer-events: none;
  mask-image: linear-gradient(180deg, transparent, #000 30%, #000 70%, transparent);
}

/* Formas decorativas suaves */
.ic-products-hero__deco {
  position: absolute;
  inset: 0;
  overflow: hidden;
  pointer-events: none;
}
.ic-products-hero__circle {
  position: absolute;
  border-radius: 50%;
}
.ic-products-hero__circle--1 {
  width: 380px; height: 380px;
  top: -140px; right: -140px;
  background: radial-gradient(circle at 30% 30%, rgba(240, 200, 74, 0.22), transparent 65%);
}
.ic-products-hero__circle--2 {
  width: 240px; height: 240px;
  bottom: -80px; left: -40px;
  background: radial-gradient(circle at 40% 40%, rgba(168, 216, 240, 0.32), transparent 65%);
}
.ic-products-hero__circle--3 {
  width: 120px; height: 120px;
  top: 45%; right: 20%;
  background: radial-gradient(circle at 50% 50%, rgba(77, 184, 130, 0.18), transparent 70%);
}

.ic-products-hero__breadcrumb {
  color: var(--ic-muted);
  font-size: 0.85rem;
}
.ic-products-hero__breadcrumb a { color: var(--ic-green-700); }
.ic-products-hero__breadcrumb a:hover { color: var(--ic-green-900); }

.ic-products-hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  background: #fff;
  border: 1px solid #e3efe8;
  color: var(--ic-green-700);
  padding: 0.4rem 1rem;
  border-radius: 999px;
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  box-shadow: var(--ic-shadow-sm);
}
.ic-products-hero__badge i { color: var(--ic-gold-500); }

.ic-products-hero__title {
  color: var(--ic-green-900);
  font-family: 'Poppins', sans-serif;
  font-weight: 800;
  font-size: clamp(2.3rem, 1.4rem + 3vw, 3.75rem);
  line-height: 1.05;
  margin-top: 1rem;
  letter-spacing: -0.02em;
}
.ic-products-hero__title span {
  background: linear-gradient(135deg, var(--ic-green-700), var(--ic-gold-500));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.ic-products-hero__subtitle {
  color: var(--ic-ink-soft);
  font-size: 1.1rem;
  line-height: 1.55;
  margin-top: 1rem;
  margin-bottom: 0;
  max-width: 38em;
}

.ic-products-hero__illustration {
  width: 220px; height: 220px;
  margin: 0 auto;
  border-radius: 30px;
  background:
    radial-gradient(circle at 30% 30%, rgba(255,255,255,0.75), transparent 60%),
    linear-gradient(135deg, var(--ic-green-50), #d0e5da);
  color: var(--ic-green-700);
  display: flex; align-items: center; justify-content: center;
  font-size: 6rem;
  box-shadow:
    0 30px 60px -20px rgba(42, 122, 86, 0.28),
    inset 0 -6px 16px rgba(0, 0, 0, 0.04);
  transform: rotate(-4deg);
  animation: ic-float 6s ease-in-out infinite;
  position: relative;
}
.ic-products-hero__illustration::before {
  content: '';
  position: absolute;
  inset: -18px -18px auto auto;
  width: 90px; height: 90px;
  border-radius: 50%;
  background: radial-gradient(circle at 30% 30%, var(--ic-gold-300), var(--ic-gold-500));
  z-index: -1;
  filter: blur(0.4px);
  box-shadow: 0 10px 24px rgba(212, 168, 67, 0.35);
}
@keyframes ic-float {
  0%, 100% { transform: rotate(-4deg) translateY(0); }
  50%      { transform: rotate(-4deg) translateY(-10px); }
}

/* Chips de categoría en el hero (fondo claro) */
.ic-products-hero__chips {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
  margin-top: 2.5rem;
}
.ic-products-hero__chip {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.55rem 1rem;
  background: #fff;
  border: 1px solid #e3efe8;
  color: var(--ic-green-800, var(--ic-green-900));
  color: var(--ic-green-900);
  font-size: 0.88rem;
  font-weight: 600;
  border-radius: 999px;
  text-decoration: none;
  box-shadow: var(--ic-shadow-sm);
  transition: all 0.22s ease;
}
.ic-products-hero__chip:hover {
  background: var(--ic-green-700);
  border-color: var(--ic-green-700);
  color: #fff;
  transform: translateY(-2px);
  box-shadow: var(--ic-shadow-md);
}
.ic-products-hero__chip i {
  font-size: 1rem;
  color: var(--ic-gold-500);
}
.ic-products-hero__chip:hover i { color: var(--ic-gold-300); }

/* Banner elegante dentro de cada categoría */
.ic-cat-banner {
  position: relative;
  display: flex;
  align-items: center;
  gap: 1.25rem;
  padding: 1.5rem 1.75rem;
  border-radius: var(--ic-radius);
  margin-bottom: 2rem;
  overflow: hidden;
  background: linear-gradient(135deg, var(--ic-green-50), #fff);
  border: 1px solid #e3efe8;
  border-left: 4px solid var(--ic-gold-500);
  box-shadow: var(--ic-shadow-sm);
}
.ic-cat-banner__icon {
  width: 64px; height: 64px;
  flex-shrink: 0;
  border-radius: 16px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.85rem;
  background: linear-gradient(135deg, #fff, var(--ic-green-50));
  color: var(--ic-green-700);
  border: 1px solid #e3efe8;
  box-shadow: 0 4px 12px rgba(42, 122, 86, 0.1);
}
.ic-cat-banner__content h2 {
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: 1.6rem;
  margin: 0;
  color: var(--ic-green-900);
  line-height: 1.1;
}
.ic-cat-banner__content p {
  margin: 0.2rem 0 0;
  color: var(--ic-muted);
  font-size: 0.9rem;
  font-weight: 500;
}
.ic-cat-banner__deco {
  position: absolute;
  right: -30px; top: 50%;
  transform: translateY(-50%);
  font-size: 8rem;
  color: var(--ic-green-700);
  opacity: 0.06;
  z-index: 0;
  line-height: 1;
}

/* Variantes por categoría — pintan solo el acento del icono y el borde, fondo se mantiene suave */
.ic-cat-banner--cuentas         { border-left-color: var(--ic-green-500); }
.ic-cat-banner--cuentas         .ic-cat-banner__icon { color: var(--ic-green-700); }
.ic-cat-banner--debito          { border-left-color: var(--ic-blue-200); }
.ic-cat-banner--debito          .ic-cat-banner__icon { color: #3a7ba8; }
.ic-cat-banner--credito-cards   { border-left-color: var(--ic-green-500); }
.ic-cat-banner--credito-cards   .ic-cat-banner__icon { color: var(--ic-green-700); }
.ic-cat-banner--creditos        { border-left-color: var(--ic-gold-500); }
.ic-cat-banner--creditos        .ic-cat-banner__icon { color: var(--ic-gold-500); }
.ic-cat-banner--seguros         { border-left-color: #64a4c9; }
.ic-cat-banner--seguros         .ic-cat-banner__icon { color: #3a7ba8; }
.ic-cat-banner--inversiones     { border-left-color: var(--ic-green-700); }
.ic-cat-banner--inversiones     .ic-cat-banner__icon { color: var(--ic-green-700); }
.ic-cat-banner--pagos           { border-left-color: var(--ic-gold-300); }
.ic-cat-banner--pagos           .ic-cat-banner__icon { color: var(--ic-gold-500); }

@media (max-width: 767.98px) {
  .ic-products-hero__chips { justify-content: flex-start; }
  .ic-products-hero__title { font-size: 2.2rem; }
  .ic-cat-banner { flex-wrap: wrap; padding: 1.15rem; gap: 0.85rem; }
  .ic-cat-banner__icon { width: 54px; height: 54px; font-size: 1.5rem; }
  .ic-cat-banner__content h2 { font-size: 1.3rem; }
  .ic-cat-banner__deco { font-size: 6rem; right: -20px; }
}

/* ---------- Productos: tabs + accordion ---------- */
.ic-product-tabs {
  gap: 0.5rem;
  flex-wrap: wrap;
  border-bottom: 1px solid var(--bs-border-color);
  padding-bottom: 0.6rem;
  margin-bottom: 2rem !important;
}
.ic-product-tabs .nav-link {
  color: var(--ic-ink-soft);
  background: #fff;
  border: 1px solid #e3efe8;
  border-radius: 999px;
  padding: 0.55rem 1.1rem;
  font-weight: 600;
  font-size: 0.9rem;
  transition: all 0.18s ease;
  display: inline-flex;
  align-items: center;
  gap: 0.25rem;
}
.ic-product-tabs .nav-link:hover {
  border-color: var(--ic-green-500);
  color: var(--ic-green-700);
}
.ic-product-tabs .nav-link.active {
  background: var(--ic-green-700);
  border-color: var(--ic-green-700);
  color: #fff;
  box-shadow: var(--ic-shadow-md);
}
.ic-product-tabs .ic-tab-count {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 24px;
  height: 22px;
  padding: 0 0.5rem;
  border-radius: 999px;
  background: var(--ic-green-50);
  color: var(--ic-green-700);
  font-size: 0.72rem;
  font-weight: 700;
  margin-left: 0.35rem;
}
.ic-product-tabs .nav-link.active .ic-tab-count {
  background: rgba(255,255,255,0.25);
  color: #fff;
}

/* ---- NUEVO: Cards de producto estilo Bancolombia ---- */
.ic-product-card {
  background: #fff;
  border: 1px solid #ecf3ef;
  border-radius: var(--ic-radius);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}
.ic-product-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--ic-shadow-md);
  border-color: var(--ic-green-400);
}
.ic-product-card__media {
  aspect-ratio: 16/10;
  background: var(--ic-green-50);
  overflow: hidden;
  position: relative;
}
.ic-product-card__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}
/* Tarjetas de credito: mostrar la tarjeta completa sin recortes, sobre fondo neutro */
.ic-product-card__media:has(img[src*="/credito-cards/"]) {
  aspect-ratio: 16/10;
  background: #fff;
  padding: 1.25rem;
  display: flex;
  align-items: center;
  justify-content: center;
}
.ic-product-card__media img[src*="/credito-cards/"] {
  width: 100%;
  height: 100%;
  max-width: 100%;
  object-fit: contain;
  filter: drop-shadow(0 10px 18px rgba(0,0,0,0.22)) drop-shadow(0 3px 6px rgba(0,0,0,0.14));
  transition: transform 0.35s ease;
}
.ic-product-card:hover .ic-product-card__media img[src*="/credito-cards/"] {
  transform: translateY(-2px) scale(1.03);
}
/* Tarjetas de credito en el detalle del producto (hero) — fondo transparente */
.ic-product-detail-card-frame {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  max-width: 540px;
  width: 100%;
  aspect-ratio: 16/10;
  padding: 1.5rem;
  background: transparent;
}
.ic-product-detail-card-frame img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  filter: drop-shadow(0 22px 32px rgba(0,0,0,0.30)) drop-shadow(0 8px 14px rgba(0,0,0,0.18));
  transition: transform 0.4s ease;
}
.ic-product-detail-card-frame:hover img {
  transform: scale(1.03);
}
.ic-product-card__placeholder {
  width: 100%;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 3.4rem;
  color: var(--ic-green-500);
  background:
    radial-gradient(circle at 30% 20%, rgba(255,255,255,0.6), transparent 60%),
    linear-gradient(135deg, var(--ic-green-50), #d8ebe1);
  position: relative;
}
.ic-product-card__placeholder::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle at 1px 1px, rgba(42,122,86,0.12) 1px, transparent 0);
  background-size: 18px 18px;
  opacity: .5;
  pointer-events: none;
}
/* Variantes de color por categoria */
.ic-product-card__placeholder[data-cat="debito"],
.ic-product-card__placeholder[data-cat="credito-cards"] {
  background: linear-gradient(135deg, #d8ebe1, var(--ic-green-500));
  color: #fff;
}
.ic-product-card__placeholder[data-cat="creditos"] {
  background: linear-gradient(135deg, var(--ic-gold-300), var(--ic-gold-500));
  color: #5a4200;
}
.ic-product-card__placeholder[data-cat="seguros"] {
  background: linear-gradient(135deg, #d0e5f8, var(--ic-blue-200));
  color: #1e4b6a;
}
.ic-product-card__placeholder[data-cat="inversiones"] {
  background: linear-gradient(135deg, var(--ic-green-50), var(--ic-green-400));
  color: #fff;
}
.ic-product-card__placeholder[data-cat="pagos"] {
  background: linear-gradient(135deg, #fff, var(--ic-gold-300));
  color: #6b4f0e;
}

.ic-product-card__body {
  padding: 1.25rem 1.35rem 1rem;
  display: flex;
  flex-direction: column;
  flex: 1;
  gap: 0.5rem;
}
.ic-product-card__body h3 {
  font-size: 1.1rem;
  margin: 0;
  color: var(--ic-green-900);
}
.ic-product-card__summary {
  color: var(--ic-ink-soft);
  font-size: 0.92rem;
  margin: 0;
  flex: 1;
}
.ic-product-card__toggle {
  align-self: flex-start;
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  background: transparent;
  border: none;
  color: var(--ic-green-700);
  font-weight: 600;
  font-size: 0.9rem;
  padding: 0.4rem 0;
  cursor: pointer;
  transition: color 0.15s;
  margin-top: auto;
}
.ic-product-card__toggle:hover { color: var(--ic-green-900); }
.ic-product-card__toggle i {
  transition: transform 0.25s ease;
}
.ic-product-card__toggle[aria-expanded="true"] i { transform: rotate(180deg); }
.ic-product-card__toggle .txt-less { display: none; }
.ic-product-card__toggle[aria-expanded="true"] .txt-more { display: none; }
.ic-product-card__toggle[aria-expanded="true"] .txt-less { display: inline; }

.ic-product-card__detail {
  padding: 0 1.35rem 1.35rem;
  border-top: 1px solid #eef4f0;
  padding-top: 1rem;
}

/* Placeholder mas grande para pagina de detalle */
.ic-product-detail__placeholder {
  max-width: 540px;
  aspect-ratio: 16/10;
  margin: 0 auto;
  border-radius: var(--ic-radius-lg);
  box-shadow: var(--ic-shadow-md);
  font-size: 5rem !important;
}

/* ---- Selector de planes (Lo quiero) ---- */
.ic-plan-card {
  position: relative;
  background: #fff;
  border: 1px solid #e3efe8;
  border-radius: var(--ic-radius);
  padding: 1.5rem 1.35rem;
  display: flex;
  flex-direction: column;
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}
.ic-plan-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--ic-shadow-md);
  border-color: var(--ic-green-500);
}
.ic-plan-card--featured {
  border-color: var(--ic-green-700);
  border-width: 2px;
  box-shadow: 0 12px 32px rgba(42,122,86,0.15);
  transform: scale(1.02);
}
.ic-plan-card--featured::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 6px;
  background: linear-gradient(90deg, var(--ic-gold-500), var(--ic-green-500));
  border-radius: var(--ic-radius) var(--ic-radius) 0 0;
}
.ic-plan-card__ribbon {
  position: absolute;
  top: -12px; left: 50%;
  transform: translateX(-50%);
  background: var(--ic-gold-500);
  color: #2c1f00;
  padding: 0.28rem 0.9rem;
  border-radius: 999px;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  box-shadow: 0 3px 8px rgba(0,0,0,0.12);
  white-space: nowrap;
  z-index: 1;
}
.ic-plan-card__head {
  text-align: center;
  padding-bottom: 1rem;
  margin-bottom: 1rem;
  border-bottom: 1px solid #eef4f0;
}
.ic-plan-card__name {
  font-family: 'Poppins', sans-serif;
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--ic-green-900);
  margin: 0 0 0.35rem;
}
.ic-plan-card__cost {
  display: flex;
  flex-direction: column;
  align-items: center;
}
.ic-plan-card__price {
  font-family: 'Poppins', sans-serif;
  font-weight: 800;
  font-size: 2rem;
  color: var(--ic-green-700);
  line-height: 1;
}
.ic-plan-card--featured .ic-plan-card__price {
  background: linear-gradient(135deg, var(--ic-green-700), var(--ic-gold-500));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.ic-plan-card__cost-note {
  color: var(--ic-muted);
  font-size: 0.78rem;
  margin-top: 0.15rem;
}
.ic-plan-card__features {
  flex: 1;
  margin-bottom: 1rem !important;
}
.ic-plan-card__features li {
  font-size: 0.87rem !important;
  padding: 0.25rem 0 0.25rem 1.55rem !important;
}
.ic-plan-card__ideal {
  display: flex;
  align-items: flex-start;
  gap: 0.4rem;
  background: var(--ic-green-50);
  border-radius: 10px;
  padding: 0.65rem 0.8rem;
  color: var(--ic-ink-soft);
  font-size: 0.82rem;
  line-height: 1.4;
}
.ic-plan-card__ideal i {
  color: var(--ic-green-700);
  font-size: 0.95rem;
  margin-top: 1px;
  flex-shrink: 0;
}

@media (max-width: 991.98px) {
  .ic-plan-card--featured { transform: none; }
}

/* ---- Pasos para abrir cuenta ---- */
.ic-open-steps__tabs {
  gap: 0.6rem;
  flex-wrap: wrap;
}
.ic-open-steps__tabs .nav-link {
  background: #fff;
  border: 1px solid #e3efe8;
  border-radius: 999px;
  padding: 0.65rem 1.35rem;
  color: var(--ic-ink-soft);
  font-weight: 600;
  font-size: 0.92rem;
  display: inline-flex;
  align-items: center;
  transition: all 0.18s ease;
}
.ic-open-steps__tabs .nav-link:hover {
  border-color: var(--ic-green-500);
  color: var(--ic-green-700);
}
.ic-open-steps__tabs .nav-link.active {
  background: var(--ic-green-700);
  border-color: var(--ic-green-700);
  color: #fff;
  box-shadow: var(--ic-shadow-md);
}

.ic-open-steps__note {
  display: flex;
  gap: 0.6rem;
  align-items: flex-start;
  background: var(--ic-green-50);
  border-left: 4px solid var(--ic-green-500);
  padding: 0.75rem 1rem;
  border-radius: 8px;
  margin-bottom: 1.5rem;
  color: var(--ic-green-900);
  font-size: 0.9rem;
}
.ic-open-steps__note i { color: var(--ic-green-700); font-size: 1.1rem; margin-top: 1px; }

.ic-open-steps__list {
  list-style: none;
  padding: 0;
  margin: 0;
  counter-reset: none;
}
.ic-open-steps__list li {
  position: relative;
  display: flex;
  gap: 1rem;
  padding: 1rem 0;
  border-bottom: 1px solid #eef4f0;
  align-items: flex-start;
}
.ic-open-steps__list li:last-child { border-bottom: none; }

.ic-open-steps__num {
  flex-shrink: 0;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: var(--ic-green-700);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: 0.95rem;
  box-shadow: 0 3px 8px rgba(42, 122, 86, 0.25);
}
.ic-open-steps__text {
  color: var(--ic-ink);
  line-height: 1.55;
  padding-top: 5px;
}

/* ---- Cards visuales de canal (Abre tu cuenta - Oficina/Internet) ---- */
.ic-channel-card {
  position: relative;
  background: #fff;
  border: 1px solid #ecf3ef;
  border-radius: var(--ic-radius-lg);
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  overflow: hidden;
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}
.ic-channel-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--ic-shadow-lg);
  border-color: var(--ic-green-500);
}
.ic-channel-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 6px;
  background: linear-gradient(90deg, var(--ic-green-700), var(--ic-green-500));
}
.ic-channel-card--internet::before {
  background: linear-gradient(90deg, var(--ic-green-500), var(--ic-gold-500));
}

.ic-channel-card__header {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1.25rem;
  padding-top: 0.5rem;
}
.ic-channel-card__icon {
  flex-shrink: 0;
  width: 68px;
  height: 68px;
  border-radius: 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  background: linear-gradient(135deg, var(--ic-green-50), #d0e5da);
  color: var(--ic-green-700);
  box-shadow: 0 6px 16px rgba(42,122,86,0.15);
}
.ic-channel-card--internet .ic-channel-card__icon {
  background: linear-gradient(135deg, #fff5d6, var(--ic-gold-300));
  color: #8a6814;
  box-shadow: 0 6px 16px rgba(212,168,67,0.2);
}
.ic-channel-card__title h3 {
  font-family: 'Poppins', sans-serif;
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--ic-green-900);
  margin: 0;
  line-height: 1.1;
}
.ic-channel-card__tagline {
  display: inline-block;
  color: var(--ic-muted);
  font-size: 0.82rem;
  margin-top: 0.2rem;
  font-weight: 500;
}
.ic-channel-card__note {
  display: flex;
  gap: 0.6rem;
  align-items: flex-start;
  background: var(--ic-green-50);
  border-left: 4px solid var(--ic-green-500);
  padding: 0.7rem 0.9rem;
  border-radius: 8px;
  margin-bottom: 1.25rem;
  color: var(--ic-green-900);
  font-size: 0.87rem;
}
.ic-channel-card__note i {
  color: var(--ic-green-700);
  font-size: 1rem;
  margin-top: 1px;
}
.ic-channel-card .ic-open-steps__list li {
  padding: 0.75rem 0;
}
.ic-channel-card .ic-open-steps__num {
  width: 30px;
  height: 30px;
  font-size: 0.85rem;
}
.ic-channel-card .ic-open-steps__text {
  font-size: 0.9rem;
  padding-top: 3px;
}

/* ---- Carrusel de beneficios (ej: InovaKids) ---- */
.ic-benefits-carousel {
  max-width: 860px;
  position: relative;
  padding: 0 60px;
}
.ic-benefit-slide {
  background: #fff;
  border: 1px solid #e3efe8;
  border-radius: var(--ic-radius-lg);
  padding: 2.25rem;
  min-height: 320px;
  display: flex;
  align-items: center;
  gap: 2rem;
  box-shadow: var(--ic-shadow-md);
  transition: border-color 0.3s ease;
}
.ic-benefit-slide__icon {
  flex-shrink: 0;
  width: 130px;
  height: 130px;
  border-radius: 30px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 4.5rem;
  background: linear-gradient(135deg, var(--ic-green-500), var(--ic-green-700));
  color: #fff;
  box-shadow: 0 12px 32px rgba(42, 122, 86, 0.28);
}
.ic-benefit-slide--blue .ic-benefit-slide__icon {
  background: linear-gradient(135deg, var(--ic-blue-200), #64a4c9);
  color: #103a54;
  box-shadow: 0 12px 32px rgba(100, 164, 201, 0.35);
}
.ic-benefit-slide--gold .ic-benefit-slide__icon {
  background: linear-gradient(135deg, var(--ic-gold-300), var(--ic-gold-500));
  color: #4a3500;
  box-shadow: 0 12px 32px rgba(212, 168, 67, 0.35);
}
.ic-benefit-slide__body {
  flex: 1;
}
.ic-benefit-slide__kicker {
  color: var(--ic-gold-500);
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  font-size: 0.78rem;
  margin-bottom: 0.4rem;
}
.ic-benefit-slide__body h3 {
  font-family: 'Poppins', sans-serif;
  color: var(--ic-green-900);
  font-size: 1.7rem;
  margin: 0 0 0.75rem;
}
.ic-benefit-slide__body p {
  color: var(--ic-ink-soft);
  font-size: 1rem;
  line-height: 1.6;
  margin: 0;
}

/* Botones del carrusel — flechas grandes tipo Bancolombia */
.ic-carousel-btn {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: #fff !important;
  border: 1px solid #e3efe8;
  box-shadow: var(--ic-shadow-md);
  color: var(--ic-green-700);
  opacity: 1;
  transition: all 0.2s ease;
  top: 50%;
  transform: translateY(-50%);
  bottom: auto;
}
.ic-carousel-btn:hover {
  background: var(--ic-green-700) !important;
  color: #fff;
  transform: translateY(-50%) scale(1.06);
}
.ic-carousel-btn i { font-size: 1.35rem; }
.ic-carousel-btn.carousel-control-prev { left: -10px; }
.ic-carousel-btn.carousel-control-next { right: -10px; }
.ic-carousel-btn .carousel-control-prev-icon,
.ic-carousel-btn .carousel-control-next-icon { display: none; }

.ic-carousel-indicators {
  position: static;
  margin-top: 1.25rem;
  margin-bottom: 0;
}
.ic-carousel-indicators [data-bs-target] {
  width: 12px;
  height: 12px;
  border-radius: 50%;
  background: #d4e3da;
  border: none;
  margin: 0 6px;
  transition: all 0.2s ease;
  opacity: 1;
}
.ic-carousel-indicators [data-bs-target].active {
  background: var(--ic-green-700);
  transform: scale(1.2);
}

@media (max-width: 767.98px) {
  .ic-benefits-carousel { padding: 0 44px; }
  .ic-benefit-slide { flex-direction: column; text-align: center; padding: 1.75rem 1.25rem; gap: 1.25rem; }
  .ic-benefit-slide__icon { width: 96px; height: 96px; font-size: 3rem; border-radius: 22px; }
  .ic-benefit-slide__body h3 { font-size: 1.35rem; }
  .ic-carousel-btn { width: 42px; height: 42px; }
  .ic-carousel-btn.carousel-control-prev { left: -4px; }
  .ic-carousel-btn.carousel-control-next { right: -4px; }
}

/* ---- Cards de asistencia y seguros (tarjetas) ---- */
.ic-assistance-card {
  background: #fff;
  border: 1px solid #e3efe8;
  border-radius: var(--ic-radius);
  padding: 1.75rem;
  height: 100%;
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
  position: relative;
  overflow: hidden;
}
.ic-assistance-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--ic-shadow-md);
  border-color: var(--ic-green-400);
}
.ic-assistance-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--ic-green-500), var(--ic-gold-500));
}
.ic-assistance-card__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 56px; height: 56px;
  border-radius: 16px;
  background: linear-gradient(135deg, var(--ic-green-50), #d0e5da);
  color: var(--ic-green-700);
  font-size: 1.6rem;
  margin-bottom: 1rem;
  box-shadow: 0 4px 10px rgba(42, 122, 86, 0.12);
}
.ic-assistance-card h3 {
  font-family: 'Poppins', sans-serif;
  font-size: 1.1rem;
  color: var(--ic-green-900);
  margin: 0 0 0.5rem;
}
.ic-assistance-card p {
  margin: 0;
  color: var(--ic-ink-soft);
  font-size: 0.92rem;
  line-height: 1.55;
}

/* ---- Pago sin contacto ---- */
.ic-contactless-block {
  background:
    radial-gradient(600px 300px at 90% 20%, rgba(240, 200, 74, 0.15), transparent 60%),
    linear-gradient(135deg, #fff, var(--ic-green-50));
  border: 1px solid #e3efe8;
  border-radius: var(--ic-radius-lg);
  padding: clamp(2rem, 3vw + 1rem, 3.5rem);
  overflow: hidden;
  position: relative;
}
.ic-contactless-block__visual {
  position: relative;
  aspect-ratio: 1/1;
  max-width: 380px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
}
.ic-contactless-block__visual > i {
  position: relative;
  z-index: 3;
  font-size: 6rem;
  color: var(--ic-green-700);
  background: linear-gradient(135deg, #fff, var(--ic-green-50));
  width: 160px; height: 160px;
  display: flex; align-items: center; justify-content: center;
  border-radius: 40px;
  box-shadow: 0 20px 40px -10px rgba(42, 122, 86, 0.28);
  border: 1px solid #e3efe8;
}
.ic-contactless-block__waves {
  position: absolute;
  inset: 0;
  display: flex; align-items: center; justify-content: center;
  pointer-events: none;
}
.ic-contactless-block__waves span {
  position: absolute;
  border-radius: 50%;
  border: 2px solid var(--ic-green-500);
  opacity: 0;
  animation: ic-wave 3s ease-out infinite;
}
.ic-contactless-block__waves span:nth-child(1) { width: 180px; height: 180px; animation-delay: 0s; }
.ic-contactless-block__waves span:nth-child(2) { width: 220px; height: 220px; animation-delay: 0.6s; border-color: var(--ic-gold-500); }
.ic-contactless-block__waves span:nth-child(3) { width: 260px; height: 260px; animation-delay: 1.2s; border-color: var(--ic-green-400); }
@keyframes ic-wave {
  0%   { opacity: 0.7; transform: scale(0.5); }
  100% { opacity: 0;   transform: scale(1.2); }
}

.ic-contactless-block__features {
  list-style: none;
  padding: 0;
  margin: 1.25rem 0 0;
}
.ic-contactless-block__features li {
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
  padding: 0.6rem 0;
  color: var(--ic-ink);
  font-size: 0.92rem;
  line-height: 1.5;
}
.ic-contactless-block__feature-icon {
  flex-shrink: 0;
  width: 32px; height: 32px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 10px;
  background: var(--ic-green-50);
  color: var(--ic-green-700);
  font-size: 0.95rem;
}

/* ---- Shopping cards (dónde y cómo usar la tarjeta) ---- */
.ic-shopping-card {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  background: #fff;
  border: 1px solid #e3efe8;
  border-radius: var(--ic-radius);
  padding: 1.35rem;
  height: 100%;
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}
.ic-shopping-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--ic-shadow-md);
  border-color: var(--ic-green-400);
}
.ic-shopping-card__icon {
  flex-shrink: 0;
  width: 52px; height: 52px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--ic-green-50), #d0e5da);
  color: var(--ic-green-700);
  font-size: 1.4rem;
  box-shadow: 0 4px 10px rgba(42, 122, 86, 0.12);
}
.ic-shopping-card__body h3 {
  font-family: 'Poppins', sans-serif;
  font-size: 1.05rem;
  color: var(--ic-green-900);
  margin: 0 0 0.4rem;
}
.ic-shopping-card__body p {
  margin: 0;
  color: var(--ic-ink-soft);
  font-size: 0.9rem;
  line-height: 1.5;
}

/* ---- "Conoce más de tu crédito" (dashboard tipo cards) ---- */
.ic-know-more {
  background: #fff;
  border: 1px solid #e3efe8;
  border-radius: var(--ic-radius);
  padding: 1.75rem;
  box-shadow: var(--ic-shadow-sm);
}
.ic-know-more__item {
  display: flex;
  gap: 0.85rem;
  align-items: center;
  padding: 0.85rem;
  border-radius: 12px;
  transition: background 0.15s ease;
}
.ic-know-more__item:hover { background: var(--ic-green-50); }
.ic-know-more__icon {
  flex-shrink: 0;
  width: 46px; height: 46px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--ic-green-50), #d0e5da);
  color: var(--ic-green-700);
  border-radius: 12px;
  font-size: 1.25rem;
}
.ic-know-more__label {
  color: var(--ic-muted);
  font-size: 0.78rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.ic-know-more__value {
  color: var(--ic-green-900);
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: 1rem;
  line-height: 1.25;
  margin-top: 2px;
}

/* ---- Cards de coberturas ---- */
.ic-coverage-card {
  background: #fff;
  border: 1px solid #e3efe8;
  border-radius: var(--ic-radius);
  padding: 1.75rem;
  height: 100%;
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
  position: relative;
  overflow: hidden;
}
.ic-coverage-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--ic-shadow-md);
  border-color: var(--ic-green-400);
}
.ic-coverage-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 60px; height: 60px;
  background: radial-gradient(circle at 20% 20%, rgba(240, 200, 74, 0.15), transparent 70%);
  pointer-events: none;
}
.ic-coverage-card__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 56px; height: 56px;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--ic-green-50), #d0e5da);
  color: var(--ic-green-700);
  font-size: 1.5rem;
  margin-bottom: 1rem;
}
.ic-coverage-card h3 {
  font-family: 'Poppins', sans-serif;
  font-size: 1.05rem;
  color: var(--ic-green-900);
  margin: 0 0 0.5rem;
}
.ic-coverage-card p {
  margin: 0;
  color: var(--ic-ink-soft);
  font-size: 0.92rem;
  line-height: 1.55;
}

/* ---- Quote calculator modal (Cotizador de arrendamiento y similares) ---- */
.ic-quote-modal__content {
  border: 0;
  border-radius: 18px;
  overflow: hidden;
  box-shadow: 0 30px 80px rgba(0,0,0,0.25);
}
.ic-quote-modal__header {
  background: linear-gradient(135deg, var(--ic-green-50), #fff);
  border-bottom: 1px solid #d8ecdf;
  padding: 1.5rem 1.75rem;
  display: flex;
  align-items: flex-start;
  gap: 1rem;
}
.ic-quote-modal__header .modal-title {
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--ic-ink);
  margin: 0.25rem 0;
}
.ic-quote-modal__eyebrow {
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--ic-green-700);
  text-transform: uppercase;
  letter-spacing: 0.03em;
}
.ic-quote-modal__body { padding: 1.75rem; }

.ic-quote-form .form-label {
  font-weight: 600;
  color: var(--ic-ink);
  font-size: 0.9rem;
}
.ic-quote-form .form-control,
.ic-quote-form .form-select {
  border-radius: 10px;
  border: 1px solid #d8ecdf;
  padding: 0.65rem 0.85rem;
  font-size: 0.95rem;
}
.ic-quote-form .form-control:focus,
.ic-quote-form .form-select:focus {
  border-color: var(--ic-green-500);
  box-shadow: 0 0 0 0.2rem rgba(42, 122, 86, 0.15);
}

.ic-quote-result {
  background: linear-gradient(135deg, var(--ic-green-50), #fff);
  border: 1px solid #cfe8da;
  border-radius: 14px;
  padding: 1.5rem;
}
.ic-quote-result__hero {
  text-align: center;
  padding: 1rem 1rem 0.5rem;
  border-bottom: 1px dashed #cfe8da;
  margin-bottom: 0.5rem;
}
.ic-quote-result__label {
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--ic-green-700);
  font-weight: 600;
}
.ic-quote-result__value {
  font-size: 2.2rem;
  font-weight: 800;
  color: var(--ic-green-700);
  margin-top: 0.25rem;
  line-height: 1.1;
}
.ic-quote-result__mini {
  background: #fff;
  border: 1px solid #e3efe8;
  border-radius: 10px;
  padding: 0.75rem 0.9rem;
  text-align: center;
}
.ic-quote-result__mini .label {
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--ic-ink-soft);
  font-weight: 600;
}
.ic-quote-result__mini .value {
  font-size: 1rem;
  font-weight: 700;
  color: var(--ic-ink);
  margin-top: 0.15rem;
  line-height: 1.25;
}
.ic-quote-result__note {
  font-size: 0.82rem;
  color: var(--ic-ink-soft);
  line-height: 1.5;
  padding: 0.75rem 1rem;
  background: #fff8e1;
  border: 1px solid #f0d888;
  border-radius: 10px;
  margin: 0.75rem 0 0;
}

/* Bloques adicionales (Incluye + Checklist) dentro del resultado */
.ic-quote-block {
  background: #fff;
  border: 1px solid #e3efe8;
  border-radius: 12px;
  padding: 1rem 1.15rem;
}
.ic-quote-block--includes {
  border-left: 4px solid var(--ic-green-500);
}
.ic-quote-block--checklist {
  border-left: 4px solid var(--ic-gold, #d4a843);
  background: #fffdf5;
}
.ic-quote-block__title {
  font-size: 1rem;
  font-weight: 700;
  color: var(--ic-ink);
  margin: 0 0 0.6rem;
  display: flex;
  align-items: center;
}
.ic-quote-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 0.55rem;
}
.ic-quote-list li {
  display: flex;
  align-items: flex-start;
  gap: 0.7rem;
  font-size: 0.9rem;
  line-height: 1.5;
  color: var(--ic-ink);
}
.ic-quote-list__icon {
  flex-shrink: 0;
  width: 26px;
  height: 26px;
  border-radius: 8px;
  background: var(--ic-green-50);
  color: var(--ic-green-700);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
  margin-top: 1px;
}
.ic-quote-block--checklist .ic-quote-list__icon {
  background: #fff3d1;
  color: #8b6914;
}

/* Confirmacion (checkbox) */
.ic-quote-confirm {
  background: linear-gradient(135deg, #f5faf6, #fff);
  border: 1px solid #cfe8da;
  border-radius: 12px;
  padding: 1rem 1.15rem;
}
.ic-quote-confirm .form-check-input {
  width: 1.25em;
  height: 1.25em;
  margin-top: 0.15em;
  border-color: var(--ic-green-500);
}
.ic-quote-confirm .form-check-input:checked {
  background-color: var(--ic-green-600);
  border-color: var(--ic-green-600);
}
.ic-quote-confirm .form-check-label {
  color: var(--ic-ink);
  font-size: 0.95rem;
  line-height: 1.45;
  cursor: pointer;
}
.ic-quote-confirm__msg {
  font-size: 0.82rem;
  color: var(--ic-ink-soft);
  padding-left: 1.9em;
}

/* Boton "Continuar" deshabilitado hasta marcar el checkbox */
.btn.disabled[aria-disabled="true"] {
  opacity: 0.55;
  pointer-events: none;
  cursor: not-allowed;
}

/* Nota destacada del bonus cooperativo (+0.80% por ahorrar en la coop) */
.ic-coop-bonus-note {
  color: var(--ic-green-700) !important;
  font-weight: 600;
  background: var(--ic-green-50);
  padding: 0.4rem 0.7rem;
  border-radius: 8px;
  border-left: 3px solid var(--ic-green-500);
  margin-top: 0.35rem;
}

/* Input auto-completado por seleccion de producto (simulador CDT) */
.ic-input-readonly {
  background-color: #f5faf6 !important;
  color: var(--ic-green-700) !important;
  font-weight: 600;
  cursor: not-allowed;
  border-color: #cfe8da !important;
}

/* Simulador InovaKids: variantes visuales */
.ic-ik-card {
  background: linear-gradient(135deg, #fffdf5 0%, #fff 100%);
  border-color: #f0d888;
  border-left: 4px solid var(--ic-gold, #d4a843);
}
.ic-icon.ic-icon--gold {
  background: linear-gradient(135deg, var(--ic-gold-300, #f0c84a), var(--ic-gold, #d4a843));
  color: #5a4200;
}

/* Metas InovaKids (tabla dinamica dentro del simulador de ahorro) */
.ic-ik-goals {
  background: linear-gradient(135deg, #fff8e1 0%, #fffdf5 100%);
  border: 1px solid #f0d888;
  border-left: 4px solid var(--ic-gold, #d4a843);
  border-radius: 12px;
  padding: 1.1rem 1.15rem;
}
.ic-ik-goals__head {
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
}
.ic-ik-goals__head i {
  font-size: 1.6rem;
  line-height: 1;
  margin-top: 2px;
}
.ic-ik-goals h4 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--ic-ink);
  margin: 0;
}
.ic-ik-table {
  font-size: 0.85rem;
  background: #fff;
  border-radius: 10px;
  overflow: hidden;
}
.ic-ik-table thead th {
  background: var(--ic-green-50);
  color: var(--ic-ink);
  font-weight: 700;
  border-bottom: 2px solid #cfe8da;
  padding: 0.5rem 0.7rem;
}
.ic-ik-table tbody td {
  padding: 0.5rem 0.7rem;
  vertical-align: middle;
}
.ic-ik-table tfoot .ic-ik-tfoot td {
  background: #fdf9ec;
  padding: 0.55rem 0.7rem;
  border-top: 2px solid #f0d888;
}
.ic-ik-badge {
  display: inline-block;
  background: var(--ic-green-600);
  color: #fff;
  font-weight: 700;
  padding: 0.15rem 0.55rem;
  border-radius: 999px;
  font-size: 0.75rem;
}
.ic-ik-delete-btn {
  background: transparent;
  border: 0;
  color: #a13a3a;
  padding: 0.15rem 0.35rem;
  cursor: pointer;
  font-size: 1rem;
  line-height: 1;
}
.ic-ik-delete-btn:hover { color: #7a1616; }
.ic-ik-empty td { padding: 1.25rem 0.7rem !important; }
.ic-ik-tfoot-alt td {
  background: #f9fcfa;
  border-top: 1px dashed #cfe8da;
  padding: 0.5rem 0.7rem;
}

/* Card destacado del bonus acumulado (valor anual en COP) */
.ic-ik-bonus-card {
  background: linear-gradient(135deg, var(--ic-green-600) 0%, var(--ic-green-500) 100%);
  color: #fff;
  border-radius: 14px;
  padding: 1.1rem 1.25rem;
  box-shadow: 0 12px 28px rgba(42, 122, 86, 0.22);
}
.ic-ik-bonus-card__row {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 1.25rem;
  align-items: center;
}
@media (max-width: 540px) {
  .ic-ik-bonus-card__row { grid-template-columns: 1fr; }
}
.ic-ik-bonus-card__col .label {
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  opacity: 0.85;
  font-weight: 600;
}
.ic-ik-bonus-card__col .value {
  font-size: 1.4rem;
  font-weight: 800;
  margin-top: 0.15rem;
  line-height: 1.15;
}
.ic-ik-bonus-card__col--main {
  border-left: 2px dashed rgba(255, 255, 255, 0.35);
  padding-left: 1.25rem;
}
.ic-ik-bonus-card__col--main .value {
  font-size: 1.9rem;
  color: var(--ic-gold-300, #f0c84a);
}
@media (max-width: 540px) {
  .ic-ik-bonus-card__col--main {
    border-left: 0;
    border-top: 2px dashed rgba(255, 255, 255, 0.35);
    padding-left: 0;
    padding-top: 0.75rem;
  }
}
.ic-ik-bonus-card__note {
  font-size: 0.8rem;
  opacity: 0.85;
  margin: 0.75rem 0 0;
  line-height: 1.45;
}

/* Cuota de manejo (tarjetas de credito) */
.ic-quote-handling {
  background: linear-gradient(135deg, #fffaf0 0%, #fff 100%);
  border: 1px solid #f0d888;
  border-left: 4px solid var(--ic-gold, #d4a843);
  border-radius: 12px;
  padding: 1rem 1.15rem;
}
.ic-quote-handling__row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}
@media (max-width: 540px) {
  .ic-quote-handling__row { grid-template-columns: 1fr; }
}
.ic-quote-handling__col .label {
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: #7a5a10;
  font-weight: 600;
}
.ic-quote-handling__col .value {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--ic-ink);
  margin-top: 0.15rem;
}
.ic-quote-handling__col .ic-quote-handling__strong {
  color: #8b6914;
  font-size: 1.3rem;
}
.ic-quote-handling__note {
  font-size: 0.78rem;
  color: #7a5a10;
  margin: 0.6rem 0 0;
  line-height: 1.45;
}

/* Know-more variante LISTA (mejor para textos largos como caracteristicas de seguros) */
.ic-know-more--list .ic-know-more__list {
  border: 1px solid #e3efe8;
  border-radius: 14px;
  overflow: hidden;
  background: #fff;
}
.ic-know-more--list .ic-know-more__row {
  display: grid;
  grid-template-columns: minmax(240px, 1fr) 2fr;
  gap: 1.25rem;
  padding: 1rem 1.25rem;
  border-bottom: 1px solid #f0f5f2;
}
.ic-know-more--list .ic-know-more__row:last-child { border-bottom: 0; }
.ic-know-more--list .ic-know-more__row:nth-child(even) { background: #f9fcfa; }
.ic-know-more--list .ic-know-more__row-head {
  display: flex;
  align-items: flex-start;
  gap: 0.7rem;
}
.ic-know-more--list .ic-know-more__icon {
  flex-shrink: 0;
  width: 34px;
  height: 34px;
  border-radius: 10px;
  background: var(--ic-green-50);
  color: var(--ic-green-700);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  margin: 0;
}
.ic-know-more--list .ic-know-more__label {
  font-weight: 700;
  color: var(--ic-ink);
  font-size: 0.95rem;
  line-height: 1.35;
  padding-top: 5px;
}
.ic-know-more--list .ic-know-more__row-value {
  color: var(--ic-ink-soft);
  font-size: 0.92rem;
  line-height: 1.55;
  align-self: center;
}
@media (max-width: 640px) {
  .ic-know-more--list .ic-know-more__row {
    grid-template-columns: 1fr;
    gap: 0.5rem;
  }
  .ic-know-more--list .ic-know-more__row-value { padding-left: 0; }
}

/* Tabla de tarifas (Seguro de Vida por edad/plan) */
.ic-tariff-wrap {
  background: #fff;
  border: 1px solid #e3efe8;
  border-radius: 14px;
  padding: 1.25rem;
  overflow: hidden;
}
.ic-tariff-table {
  margin: 0;
  font-size: 0.92rem;
}
.ic-tariff-table thead th {
  background: linear-gradient(135deg, var(--ic-green-600), var(--ic-green-500));
  color: #fff;
  font-weight: 700;
  padding: 0.85rem 0.9rem;
  border-bottom: 0;
  white-space: nowrap;
}
.ic-tariff-table thead th:first-child { border-top-left-radius: 10px; }
.ic-tariff-table thead th:last-child  { border-top-right-radius: 10px; }
.ic-tariff-table tbody td {
  padding: 0.75rem 0.9rem;
  border-bottom: 1px solid #f0f5f2;
  color: var(--ic-ink);
  vertical-align: middle;
}
.ic-tariff-table tbody tr:nth-child(even) { background: #f9fcfa; }
.ic-tariff-table tbody tr:last-child td { border-bottom: 0; }
.ic-tariff-table tbody tr:hover { background: var(--ic-green-50); }
.ic-tariff-note {
  font-size: 0.82rem;
  color: var(--ic-ink-soft);
  padding: 0.75rem 1rem;
  background: #fff8e1;
  border: 1px solid #f0d888;
  border-left: 3px solid var(--ic-gold, #d4a843);
  border-radius: 10px;
  margin: 0;
  line-height: 1.5;
}

/* Formatos y documentos (pagina /formatos) */
.ic-format-card {
  display: flex;
  flex-direction: column;
  background: #fff;
  border: 1px solid #e3efe8;
  border-radius: 14px;
  padding: 1.5rem 1.4rem;
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
  position: relative;
  overflow: hidden;
}
.ic-format-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 14px 32px rgba(42, 122, 86, 0.12);
  border-color: #cfe8da;
}
.ic-format-card::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--ic-green-600), var(--ic-green-400));
  opacity: 0.9;
}
.ic-format-card__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 54px;
  height: 54px;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--ic-green-50), #fff);
  color: var(--ic-green-700);
  font-size: 1.5rem;
  margin-bottom: 1rem;
  border: 1px solid #d8ecdf;
}
.ic-format-card__title {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--ic-ink);
  margin: 0 0 0.4rem;
  line-height: 1.3;
}
.ic-format-card__desc {
  font-size: 0.9rem;
  color: var(--ic-ink-soft);
  line-height: 1.5;
  margin: 0 0 0.75rem;
}
.ic-format-card__meta {
  font-size: 0.78rem;
  color: var(--ic-ink-soft);
  margin-bottom: 1rem;
  padding: 0.35rem 0.65rem;
  background: #f5faf6;
  border: 1px solid #edf5ef;
  border-radius: 8px;
  display: inline-block;
  align-self: flex-start;
}
.ic-format-card__actions {
  display: flex;
  gap: 0.5rem;
}
.ic-format-card__actions .btn { flex: 1; }
/* Variantes de color por categoria del formato */
.ic-format-card--red::before   { background: linear-gradient(90deg, #c94040, #f5c2c2); }
.ic-format-card--red .ic-format-card__icon { background: #fdecec; color: #8b1a1a; border-color: #f5c2c2; }
.ic-format-card--gold::before  { background: linear-gradient(90deg, var(--ic-gold, #d4a843), var(--ic-gold-300, #f0c84a)); }
.ic-format-card--gold .ic-format-card__icon { background: #fff8e1; color: #8b6914; border-color: #f0d888; }
.ic-format-card--blue::before  { background: linear-gradient(90deg, #4da3d4, #a8d8f0); }
.ic-format-card--blue .ic-format-card__icon { background: #e3f2fd; color: #1e4b6a; border-color: #a8d8f0; }

.ic-format-note {
  display: flex;
  align-items: flex-start;
  gap: 0.85rem;
  padding: 1.15rem 1.35rem;
  background: linear-gradient(135deg, #fff8e1, #fffdf5);
  border: 1px solid #f0d888;
  border-left: 4px solid var(--ic-gold, #d4a843);
  border-radius: 14px;
}
.ic-format-note i {
  font-size: 1.4rem;
  color: var(--ic-gold, #d4a843);
  flex-shrink: 0;
  margin-top: 2px;
}
.ic-format-note p {
  font-size: 0.9rem;
  color: var(--ic-ink-soft);
  line-height: 1.55;
  margin: 0.3rem 0 0;
}

/* Accordion de coberturas (2 opciones desplegables) */
.ic-cov-accordion {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}
.ic-cov-item {
  background: #fff;
  border: 1px solid #e3efe8;
  border-radius: 12px;
  overflow: hidden;
  transition: box-shadow 0.2s ease;
}
.ic-cov-item[open] {
  box-shadow: 0 10px 24px rgba(42, 122, 86, 0.10);
  border-color: #cfe8da;
}
.ic-cov-item__head {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  cursor: pointer;
  list-style: none;
  padding: 1rem 1.25rem;
  font-weight: 700;
  color: var(--ic-ink);
  outline: none;
}
.ic-cov-item__head::-webkit-details-marker { display: none; }
.ic-cov-item__icon {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--ic-green-50), #fff);
  color: var(--ic-green-700);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 1.15rem;
  border: 1px solid #d8ecdf;
}
.ic-cov-item__title {
  flex: 1;
  font-size: 1.02rem;
}
.ic-cov-item__chevron {
  color: var(--ic-green-700);
  transition: transform 0.2s ease;
  font-size: 1.1rem;
}
.ic-cov-item[open] .ic-cov-item__chevron { transform: rotate(180deg); }
.ic-cov-item__body {
  padding: 0 1.25rem 1.15rem 4.1rem;
  color: var(--ic-ink-soft);
  font-size: 0.95rem;
  line-height: 1.55;
}
@media (max-width: 540px) {
  .ic-cov-item__body { padding-left: 1.25rem; }
}

/* Coverage tabs (agrupa Protege tu inmueble + Extensiones + Asistencias) */
.ic-cov-tabs { gap: 0.5rem; flex-wrap: wrap; }
.ic-cov-tabs .nav-link {
  color: var(--ic-ink);
  background: #fff;
  border: 1px solid #e3efe8;
  padding: 0.6rem 1.1rem;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.92rem;
  transition: all 0.2s ease;
}
.ic-cov-tabs .nav-link:hover {
  background: var(--ic-green-50);
  border-color: #cfe8da;
}
.ic-cov-tabs .nav-link.active {
  background: linear-gradient(135deg, var(--ic-green-600) 0%, var(--ic-green-500) 100%);
  color: #fff;
  border-color: var(--ic-green-600);
  box-shadow: 0 6px 16px rgba(42, 122, 86, 0.22);
}
.ic-cov-tabs__content { animation: none; }
.ic-cov-tabs__content .tab-pane.fade { transition: opacity 0.25s ease; }

/* Variante 'extensiones' de coverage-card (azul suave) */
.ic-coverage-card--ext {
  background: linear-gradient(135deg, #e3f2fd 0%, #fff 100%);
  border-color: #a8d8f0;
}
.ic-coverage-card--ext::before {
  background: linear-gradient(90deg, #4da3d4 0%, #a8d8f0 100%) !important;
}
.ic-coverage-card--ext .ic-coverage-card__icon {
  background: #d0e5f8;
  color: #1e4b6a;
}

/* Notas legales antes de la tabla de amortizacion */
.ic-quote-legal-notes {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}
.ic-quote-legal-note {
  display: flex;
  align-items: flex-start;
  gap: 0.65rem;
  font-size: 0.82rem;
  color: var(--ic-ink-soft);
  line-height: 1.5;
  padding: 0.7rem 0.9rem;
  background: #fff8e1;
  border: 1px solid #f0d888;
  border-left: 3px solid var(--ic-gold, #d4a843);
  border-radius: 8px;
  margin: 0;
}
.ic-quote-legal-note__badge {
  flex-shrink: 0;
  background: var(--ic-gold, #d4a843);
  color: #fff;
  font-weight: 700;
  font-size: 0.7rem;
  padding: 0.1rem 0.5rem;
  border-radius: 4px;
  text-transform: uppercase;
  letter-spacing: 0.03em;
  margin-top: 1px;
}

/* Tabla de amortizacion (creditos) */
.ic-quote-block--amort {
  border-left: 4px solid var(--ic-green-600);
  background: #fff;
  padding: 0.9rem 1.15rem;
}
.ic-quote-block--amort details > summary {
  cursor: pointer;
  list-style: none;
  outline: none;
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 0.35rem;
  font-size: 1rem;
  font-weight: 700;
  color: var(--ic-ink);
  margin: 0;
}
.ic-quote-block--amort details > summary::-webkit-details-marker { display: none; }
.ic-quote-block--amort details > summary::after {
  content: "\F282"; /* bootstrap-icons chevron-down (icon font) */
  font-family: "bootstrap-icons";
  margin-left: auto;
  transition: transform 0.2s ease;
  font-weight: 400;
  color: var(--ic-green-700);
}
.ic-quote-block--amort details[open] > summary::after { transform: rotate(180deg); }
.ic-quote-amort__hint {
  font-size: 0.8rem;
  color: var(--ic-ink-soft);
  font-weight: 400;
}
.ic-quote-amort__wrap {
  max-height: 380px;
  overflow-y: auto;
  overflow-x: auto;
  border: 1px solid #e3efe8;
  border-radius: 10px;
}
.ic-quote-amort {
  font-size: 0.85rem;
  margin: 0;
  min-width: 520px;
}
.ic-quote-amort thead th {
  position: sticky;
  top: 0;
  background: var(--ic-green-50);
  color: var(--ic-ink);
  font-weight: 700;
  border-bottom: 2px solid #cfe8da;
  z-index: 1;
  padding: 0.55rem 0.75rem;
}
.ic-quote-amort tbody td {
  padding: 0.45rem 0.75rem;
  border-bottom: 1px solid #f0f5f2;
}
.ic-quote-amort tbody tr:nth-child(even) {
  background: #f9fcfa;
}
.ic-quote-amort .ic-amort-interest {
  color: #b25a11;
}
.ic-quote-amort .ic-amort-capital {
  color: var(--ic-green-700);
}

/* ---- Requirements groups (Requisitos para obtener el producto) ---- */
.ic-req-group {
  background: #fff;
  border: 1px solid #e3efe8;
  border-radius: var(--ic-radius);
  padding: 1.5rem 1.5rem 1.25rem;
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
  position: relative;
  overflow: hidden;
}
.ic-req-group:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 26px rgba(42, 122, 86, 0.10);
  border-color: #cfe8da;
}
.ic-req-group::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--ic-green-600) 0%, var(--ic-green-400) 100%);
  opacity: 0.85;
}
.ic-req-group__head {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  padding-bottom: 0.85rem;
  margin-bottom: 1rem;
  border-bottom: 1px dashed #e0ecdc;
}
.ic-req-group__icon {
  flex-shrink: 0;
  width: 48px;
  height: 48px;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--ic-green-50) 0%, #fff 100%);
  color: var(--ic-green-700);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 1.35rem;
  border: 1px solid #d8ecdf;
}
.ic-req-group__title {
  margin: 0;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--ic-ink);
  line-height: 1.3;
}
.ic-req-group__list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}
.ic-req-group__list li {
  display: flex;
  align-items: flex-start;
  gap: 0.7rem;
  padding: 0.55rem 0.7rem;
  border-radius: 10px;
  background: #f7fbf8;
  border: 1px solid #edf5ef;
  transition: background 0.15s ease, border-color 0.15s ease;
}
.ic-req-group__list li:hover {
  background: #eff8f2;
  border-color: #d8ecdf;
}
.ic-req-group__item-icon {
  flex-shrink: 0;
  width: 26px;
  height: 26px;
  border-radius: 8px;
  background: #fff;
  color: var(--ic-green-600);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 0.85rem;
  border: 1px solid #d8ecdf;
  margin-top: 1px;
}
.ic-req-group__item-text {
  font-size: 0.9rem;
  line-height: 1.5;
  color: var(--ic-ink);
}
.ic-req-note {
  display: flex;
  align-items: flex-start;
  gap: 0.7rem;
  padding: 1rem 1.25rem;
  background: linear-gradient(135deg, #fff8e1, #fffdf5);
  border: 1px solid #f0d888;
  border-left: 4px solid var(--ic-gold, #d4a843);
  border-radius: 12px;
  color: #7a5a10;
  font-size: 0.88rem;
  line-height: 1.5;
}
.ic-req-note i {
  flex-shrink: 0;
  font-size: 1.05rem;
  color: var(--ic-gold, #d4a843);
  margin-top: 2px;
}

/* ---- Security cards (seguridad de la tarjeta virtual) ---- */
.ic-security-card {
  background: #fff;
  border: 1px solid #e3efe8;
  border-radius: var(--ic-radius);
  padding: 1.75rem;
  height: 100%;
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
  position: relative;
  overflow: hidden;
  text-align: center;
}
.ic-security-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--ic-shadow-md);
  border-color: var(--ic-green-400);
}
.ic-security-card::before {
  content: '';
  position: absolute;
  inset: -50% 30% auto auto;
  width: 160px; height: 160px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(240, 200, 74, 0.12), transparent 70%);
  pointer-events: none;
}
.ic-security-card__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 68px; height: 68px;
  margin: 0 auto 1rem;
  border-radius: 20px;
  background: linear-gradient(135deg, var(--ic-green-700), var(--ic-green-500));
  color: #fff;
  font-size: 1.8rem;
  box-shadow: 0 8px 20px rgba(42, 122, 86, 0.28);
  position: relative;
  z-index: 1;
}
.ic-security-card h3 {
  font-family: 'Poppins', sans-serif;
  font-size: 1.05rem;
  color: var(--ic-green-900);
  margin: 0 0 0.5rem;
  position: relative;
  z-index: 1;
}
.ic-security-card p {
  margin: 0;
  color: var(--ic-ink-soft);
  font-size: 0.9rem;
  line-height: 1.55;
  position: relative;
  z-index: 1;
}

/* Variantes de color por accion (Solicitud / Bloqueo / Cancelacion) */
.ic-channel-card--solicitud::before   { background: linear-gradient(90deg, var(--ic-green-500), var(--ic-green-700)); }
.ic-channel-card--solicitud .ic-channel-card__icon {
  background: linear-gradient(135deg, var(--ic-green-50), #d0e5da);
  color: var(--ic-green-700);
  box-shadow: 0 6px 16px rgba(42, 122, 86, 0.2);
}
.ic-channel-card--bloqueo::before     { background: linear-gradient(90deg, var(--ic-gold-500), var(--ic-gold-300)); }
.ic-channel-card--bloqueo .ic-channel-card__icon {
  background: linear-gradient(135deg, #fff5d6, var(--ic-gold-300));
  color: #8a6814;
  box-shadow: 0 6px 16px rgba(212, 168, 67, 0.22);
}
.ic-channel-card--cancelacion::before { background: linear-gradient(90deg, #d4e3da, #a8bdb2); }
.ic-channel-card--cancelacion .ic-channel-card__icon {
  background: linear-gradient(135deg, #f0f4f2, #d4e3da);
  color: #6b7f74;
  box-shadow: 0 6px 16px rgba(107, 127, 116, 0.18);
}

/* ---- Bloque de calculadora ---- */
.ic-calculator-block {
  background: linear-gradient(135deg, var(--ic-green-50), #fff 60%, var(--ic-blue-200));
  border-radius: var(--ic-radius-lg);
  padding: clamp(2rem, 3vw + 1rem, 4rem);
  box-shadow: var(--ic-shadow-sm);
}
.ic-calculator-block__image {
  max-width: 460px;
  border-radius: var(--ic-radius);
}
.ic-calculator-block__placeholder {
  max-width: 460px;
  aspect-ratio: 4/3;
  margin: 0 auto;
  background: #fff;
  border-radius: var(--ic-radius);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 7rem;
  color: var(--ic-green-500);
  box-shadow: var(--ic-shadow-md);
}

/* ---- Documentos requeridos (dentro de Abre tu cuenta) ---- */
.ic-doc-item {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  padding: 0.75rem 0.9rem;
  background: #fff;
  border: 1px solid #e3efe8;
  border-radius: 10px;
  transition: border-color 0.15s ease, transform 0.15s ease;
}
.ic-doc-item:hover {
  border-color: var(--ic-green-500);
  transform: translateX(2px);
}
.ic-doc-item__icon {
  flex-shrink: 0;
  width: 36px; height: 36px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 8px;
  background: var(--ic-green-50);
  color: var(--ic-green-700);
  font-size: 1rem;
}
.ic-doc-item__text {
  color: var(--ic-ink);
  font-size: 0.9rem;
  line-height: 1.4;
  padding-top: 6px;
}

/* ---- Tasas y tarifas ---- */
.ic-rates-fees {
  background: #fff;
  border: 1px solid #ecf3ef;
  border-radius: var(--ic-radius);
  overflow: hidden;
  box-shadow: var(--ic-shadow-sm);
}
.ic-rates-fees__row {
  display: grid;
  grid-template-columns: 52px 1fr auto;
  align-items: center;
  gap: 1rem;
  padding: 1rem 1.25rem;
  border-bottom: 1px solid #eef4f0;
  transition: background 0.15s ease;
}
.ic-rates-fees__row:last-of-type { border-bottom: none; }
.ic-rates-fees__row:hover { background: var(--ic-bg-soft); }
.ic-rates-fees__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: var(--ic-green-50);
  color: var(--ic-green-700);
  font-size: 1.15rem;
}
.ic-rates-fees__name {
  color: var(--ic-ink);
  font-size: 0.95rem;
  font-weight: 500;
}
.ic-rates-fees__value {
  color: var(--ic-green-900);
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: 0.95rem;
  text-align: right;
  padding-left: 0.5rem;
  border-left: 3px solid var(--ic-gold-500);
  padding-left: 1rem;
}
.ic-rates-fees__note {
  padding: 1rem 1.25rem;
  margin: 0;
  background: var(--ic-green-50);
  color: var(--ic-muted);
  font-size: 0.82rem;
  border-top: 1px solid #cfe8da;
}

@media (max-width: 575.98px) {
  .ic-rates-fees__row {
    grid-template-columns: 40px 1fr;
    grid-template-rows: auto auto;
  }
  .ic-rates-fees__value {
    grid-column: 1 / -1;
    text-align: left;
    border-left: none;
    border-top: 2px solid var(--ic-gold-500);
    padding-left: 0;
    padding-top: 0.4rem;
    margin-left: 52px;
  }
}
.ic-product-card__detail .ic-list-check li {
  font-size: 0.9rem;
  padding: 0.3rem 0 0.3rem 1.55rem;
}

/* Sub-tabs de subcategoria (ej: MasterCard / Visa dentro de Tarjetas de Credito) */
.ic-subcat-tabs {
  gap: 0.5rem;
  padding: 0.4rem;
  background: linear-gradient(135deg, var(--ic-green-50), #fff);
  border-radius: 999px;
  display: inline-flex;
  border: 1px solid #e3efe8;
  margin-bottom: 2rem !important;
}
.ic-subcat-tabs .nav-link {
  background: transparent;
  border: none;
  color: var(--ic-ink-soft);
  padding: 0.55rem 1.4rem;
  font-weight: 600;
  font-size: 0.92rem;
  border-radius: 999px;
  display: inline-flex;
  align-items: center;
  transition: all 0.18s ease;
}
.ic-subcat-tabs .nav-link:hover {
  color: var(--ic-green-700);
}
.ic-subcat-tabs .nav-link.active {
  background: #fff;
  color: var(--ic-green-900);
  box-shadow: var(--ic-shadow-md);
}
.ic-subcat-tabs .nav-link i {
  color: var(--ic-gold-500);
  font-size: 1rem;
}

/* Accordion (legacy — se conserva pero ya no se usa aqui) */
.ic-product-accordion .accordion-item {
  border: 1px solid #ecf3ef;
  border-radius: var(--ic-radius) !important;
  margin-bottom: 0.75rem;
  overflow: hidden;
  background: #fff;
}
.ic-product-accordion .accordion-button {
  padding: 1rem 1.25rem;
  background: #fff;
  font-weight: 600;
  border-radius: var(--ic-radius) !important;
  box-shadow: none !important;
}
.ic-product-accordion .accordion-button:not(.collapsed) {
  background: var(--ic-green-50);
  color: var(--ic-green-900);
}
.ic-product-accordion .accordion-button::after {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%232a7a56'%3E%3Cpath fill-rule='evenodd' d='M1.646 4.646a.5.5 0 0 1 .708 0L8 10.293l5.646-5.647a.5.5 0 0 1 .708.708l-6 6a.5.5 0 0 1-.708 0l-6-6a.5.5 0 0 1 0-.708z'/%3E%3C/svg%3E");
}
.ic-product-accordion .ic-product-title {
  display: flex;
  flex-direction: column;
  gap: 0.15rem;
  text-align: left;
}
.ic-product-accordion .ic-product-title strong {
  color: var(--ic-green-900);
  font-size: 1.02rem;
}
.ic-product-accordion .ic-product-summary {
  color: var(--ic-muted);
  font-size: 0.85rem;
  font-weight: 400;
}
.ic-product-accordion .accordion-body {
  padding: 1.5rem;
  background: var(--ic-bg-soft);
  border-top: 1px solid #e3efe8;
}
.ic-benefits-title {
  color: var(--ic-green-700);
  font-size: 0.95rem;
  font-weight: 700;
  margin-bottom: 0.75rem;
  display: flex;
  align-items: center;
}
.ic-product-accordion .ic-list-check li {
  font-size: 0.92rem;
  padding: 0.3rem 0 0.3rem 1.6rem;
}
.ic-product-ideal {
  background: #fff;
  border: 1px solid #e3efe8;
  border-radius: 12px;
  padding: 0.9rem 1rem;
  margin-bottom: 0.85rem;
}
.ic-product-ideal-head {
  color: var(--ic-green-900);
  font-size: 0.85rem;
  margin-bottom: 0.35rem;
}
.ic-product-ideal-head i {
  color: var(--ic-green-500);
  margin-right: 0.3rem;
}
.ic-product-ideal p {
  margin: 0;
  color: var(--ic-ink-soft);
  font-size: 0.88rem;
}

@media (max-width: 767.98px) {
  .ic-product-tabs .nav-link { font-size: 0.82rem; padding: 0.45rem 0.85rem; }
  .ic-product-accordion .accordion-body { padding: 1.25rem 1rem; }
}

/* ---------- News ---------- */
.ic-news-card {
  display: flex; flex-direction: column;
  background: #fff;
  border: 1px solid #ecf3ef;
  border-radius: var(--ic-radius);
  overflow: hidden;
  height: 100%;
  transition: transform 0.18s ease, box-shadow 0.18s ease;
}
.ic-news-card:hover { transform: translateY(-3px); box-shadow: var(--ic-shadow-md); }
.ic-news-card .news-img {
  aspect-ratio: 16/9;
  background: var(--ic-green-50);
  background-size: cover; background-position: center;
}
.ic-news-card .news-body { padding: 1.25rem 1.5rem 1.5rem; display:flex; flex-direction:column; gap: 0.5rem; flex:1; }
.ic-news-card .news-meta { display:flex; gap:0.5rem; align-items:center; font-size: 0.78rem; color: var(--ic-muted); }
.ic-news-card .news-cat {
  background: var(--ic-gold-300);
  color: #4a3500;
  padding: 0.15rem 0.6rem; border-radius: 999px;
  font-weight: 600; font-size: 0.7rem; text-transform: uppercase; letter-spacing: 0.5px;
}
.ic-news-card h3 { font-size: 1.1rem; line-height: 1.35; margin: 0; }
.ic-news-card p { color: var(--ic-ink-soft); font-size: 0.95rem; flex:1; }
.ic-news-card .news-link { color: var(--ic-green-700); font-weight: 600; text-decoration: none; }
.ic-news-card .news-link:hover { color: var(--ic-green-900); }

/* ---------- CTA banner ---------- */
.ic-cta {
  background:
    radial-gradient(800px 400px at 100% 0%, rgba(240, 200, 74, 0.25), transparent 60%),
    linear-gradient(135deg, var(--ic-green-700), var(--ic-green-900));
  color: #fff;
  border-radius: var(--ic-radius-lg);
  padding: clamp(2rem, 3vw + 1rem, 4rem);
  text-align: center;
}
.ic-cta h2 { color: #fff; }
.ic-cta p  { color: rgba(255,255,255,0.85); max-width: 40em; margin: 0 auto 1.5rem; }

/* ---------- Forms ---------- */
.ic-form .form-label { font-weight: 600; color: var(--ic-ink); }
.ic-form .form-control,
.ic-form .form-select {
  border-radius: 10px;
  border: 1px solid #d4e3da;
  padding: 0.65rem 0.9rem;
  transition: border-color 0.15s, box-shadow 0.15s;
}
.ic-form .form-control:focus,
.ic-form .form-select:focus {
  border-color: var(--ic-green-500);
  box-shadow: 0 0 0 0.2rem rgba(77, 184, 130, 0.18);
}
.ic-form textarea.form-control { min-height: 140px; }
.ic-form .form-check-input:checked {
  background-color: var(--ic-green-700);
  border-color: var(--ic-green-700);
}
.ic-alert-success {
  background: var(--ic-green-50);
  border: 1px solid #cfe8da;
  color: var(--ic-green-900);
  border-radius: 12px; padding: 1rem 1.2rem;
}
.ic-alert-error {
  background: #fdecec;
  border: 1px solid #f5c2c2;
  color: #8b1a1a;
  border-radius: 12px; padding: 1rem 1.2rem;
}

/* ---------- Simuladores ---------- */
.ic-sim-result {
  background: linear-gradient(135deg, var(--ic-green-700), var(--ic-green-500));
  color: #fff;
  border-radius: var(--ic-radius);
  padding: 1.5rem;
}
.ic-sim-result .label { font-size: 0.8rem; opacity: 0.85; text-transform: uppercase; letter-spacing: 1px; }
.ic-sim-result .value { font-family: 'Poppins'; font-weight: 700; font-size: 1.6rem; }

/* ---------- Footer ---------- */
.ic-footer {
  background: #0f2a1f;
  color: #cbd5d0;
  padding: 3rem 0 1.5rem;
  margin-top: 4rem;
}
.ic-footer a { color: #cbd5d0; text-decoration: none; }
.ic-footer a:hover { color: #fff; }
.ic-footer h5 { color: #fff; font-size: 1rem; margin-bottom: 1rem; }
.ic-footer .footer-brand {
  display: flex; gap: 0.75rem; align-items: center; margin-bottom: 1rem;
}
.ic-footer .footer-brand img { width: 48px; height: 48px; }
.ic-footer .footer-brand strong { color:#fff; font-family:'Poppins'; letter-spacing: 0.5px; }
.ic-footer .footer-social a {
  display:inline-flex; width: 38px; height: 38px;
  align-items: center; justify-content: center;
  background: rgba(255,255,255,0.06);
  border-radius: 50%;
  margin-right: 0.4rem;
  transition: background 0.18s;
}
.ic-footer .footer-social a:hover { background: var(--ic-green-500); color:#fff; }
.ic-footer .footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 1.25rem; margin-top: 2rem;
  font-size: 0.85rem;
  color: #94a8a0;
  display:flex; justify-content: space-between; flex-wrap: wrap; gap: 0.5rem;
}

/* ---------- WhatsApp flotante ---------- */
.ic-whatsapp {
  position: fixed;
  right: 1.1rem; bottom: 1.1rem;
  width: 56px; height: 56px;
  background: #25d366;
  color:#fff;
  border-radius: 50%;
  display:flex; align-items:center; justify-content:center;
  box-shadow: 0 8px 24px rgba(37, 211, 102, 0.45);
  z-index: 1000;
  transition: transform 0.18s;
}
.ic-whatsapp:hover { transform: scale(1.08); color:#fff; }
.ic-whatsapp i { font-size: 1.7rem; }

/* ---------- Utilidades pequenas ---------- */
.ic-page-header {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(700px 300px at 90% 0%, rgba(240, 200, 74, 0.16), transparent 60%),
    radial-gradient(600px 300px at -10% 100%, rgba(168, 216, 240, 0.15), transparent 60%),
    linear-gradient(180deg, #ffffff 0%, var(--ic-green-50) 100%);
  padding: clamp(3rem, 5vw, 5rem) 0 clamp(2rem, 3vw, 3rem);
  border-bottom: 1px solid #e5efe9;
}
/* Patrón sutil de puntos en headers de página */
.ic-page-header::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle at 1px 1px, rgba(42, 122, 86, 0.05) 1px, transparent 0);
  background-size: 22px 22px;
  pointer-events: none;
  mask-image: linear-gradient(180deg, transparent, #000 40%, #000 80%, transparent);
}
.ic-page-header > .container {
  position: relative;
  z-index: 1;
}
.ic-page-header h1 {
  font-family: 'Poppins', sans-serif;
}
.ic-page-header h1 span {
  background: linear-gradient(135deg, var(--ic-green-700), var(--ic-gold-500));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.ic-breadcrumb {
  font-size: 0.85rem; color: var(--ic-muted);
}
.ic-breadcrumb a { color: var(--ic-green-700); text-decoration: none; }
.ic-list-check { list-style: none; padding: 0; }
.ic-list-check li {
  position: relative;
  padding: 0.4rem 0 0.4rem 1.8rem;
  color: var(--ic-ink-soft);
}
.ic-list-check li::before {
  content: '\F633';
  font-family: 'bootstrap-icons';
  position: absolute; left: 0; top: 0.45rem;
  color: var(--ic-green-500);
  font-size: 1.1rem;
}

/* ---------- Responsive ajustes ---------- */
@media (max-width: 991.98px) {
  .ic-navbar .nav-link.active::after { display:none; }
  .ic-hero .hero-illu { margin-top: 2rem; }
}