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Digital Moderate Fund

Perfect balance between risk and yield.

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Digital Moderate Fund
I want it

Choose your Digital Moderate class

Perfect balance between stability and growth in 100% digital format.

Recommended

Class A · Individual

$100,000 minimum contribution
  • Expected yield 11-14% EAR
  • 60% fixed · 40% variable
  • Suggested term 12-24 months
  • Risk alerts in the app
Moderate profile wanting growth without surprises.
I want it

Class B · Volume

$5,000,000 minimum contribution
  • Expected yield 12-15% EAR
  • Reduced fee 0.8% annually
  • Personalized digital advisory
  • Optimized rebalancing
Moderate investors with consolidated capital.
I want it
Benefits

What does it offer?

60% fixed income / 40% equity mix

Expected yield 11-14% EAR

Suggested term 12-24 months

Minimum contribution from $100K COP

Risk monitor with in-app alerts

Ideal for

Moderate profile who wants to grow without shocks.

Interested?

Write to us and an advisor will get in touch.

Request more information
Requirements to get it

Requirements to obtain it

Requisitos para abrir tu portafolio digital de perfil moderado.

Membership as a partner

  • Original valid national ID card (or foreigner ID for non-Colombians).
  • Be of legal age (18+) to hold the product.
  • Fill in the single INOVACOOP membership form.
  • Personal-data handling authorization (Law 1581/2012).
  • Authorization to consult and report to credit bureaus.
  • Payment of the minimum membership social contribution.

General investment requirements

  • Valid original ID of the primary investor.
  • Investor profile form (Superfinanciera Circular 100).
  • SARLAFT + FATCA/CRS + source-of-funds declaration.
  • Active savings or checking account at INOVACOOP for debits and credits.

Specific requirements: Portafolio Digital Moderado

  • Minimum opening amount from $1.000.000 COP.
  • INOVACOOP app installed with a digital user created.
  • Moderate profile validated in the digital suitability test.
Documents must be current and original. INOVACOOP may request additional information based on credit or risk analysis for the product.
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