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Investments

Seed Plan

Automatic recurring savings for long-term goals.

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Seed Plan
I want it

Choose your Seed Plan horizon

Automatic contributions for mid and long-term goals.

Short Seed

$50,000/mo minimum monthly contribution
  • 6-12 month horizon
  • Projected 8% EAR yield
  • Ideal for vacations or quick goals
  • Early withdrawal with minimal penalty
Short-term goals (trip, gift, moving).
I want it
Recommended

Medium Seed

$100,000/mo minimum monthly contribution
  • 12-36 month horizon
  • Projected 10% EAR yield
  • Bonus at 24 months
  • Ideal for car, renovation
Mid-term goals (car, business, renovation).
I want it

Long Seed

$150,000/mo minimum monthly contribution
  • 36+ month horizon (until retirement)
  • Projected 12% EAR yield
  • Double bonus at 5 years
  • Ideal for kids' college or retirement
Savings for college, home or early retirement.
I want it
Benefits

What does it offer?

Automatic monthly contributions from $50K COP

Projected 10% EAR compound yield

Ideal for education, home or retirement

Early withdrawals with minimal penalty

Bonus for 5 continuous years

Ideal for

Families saving for mid/long-term goals.

Interested?

Write to us and an advisor will get in touch.

Request more information
Requirements to get it

Requirements to obtain it

Requisitos para abrir tu ahorro programado Plan Semilla.

Membership as a partner

  • Original valid national ID card (or foreigner ID for non-Colombians).
  • Be of legal age (18+) to hold the product.
  • Fill in the single INOVACOOP membership form.
  • Personal-data handling authorization (Law 1581/2012).
  • Authorization to consult and report to credit bureaus.
  • Payment of the minimum membership social contribution.

General investment requirements

  • Valid original ID of the primary investor.
  • Investor profile form (Superfinanciera Circular 100).
  • SARLAFT + FATCA/CRS + source-of-funds declaration.
  • Active savings or checking account at INOVACOOP for debits and credits.

Specific requirements: Plan Semilla

  • Minimum opening amount from $50.000 COP.
  • Authorize the monthly automatic debit from your INOVACOOP account.
  • Set the plan term between 6 and 60 months.
Documents must be current and original. INOVACOOP may request additional information based on credit or risk analysis for the product.
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