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All-in-One Insurance

One insurance that covers what matters most.

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All-in-One Insurance
I want it

Choose your integral package

Each plan details the insurer coverage percentage and the deductible borne by the insured for each risk line.

All Basic

$68,000 COP per month
  • Home (Basic Fire & Earthquake) — 70% insurer coverage on the loss value.
  • Home deductible: 30% of damage per event claimed (borne by the insured).
  • Life — 100% of insured value up to $80,000,000 COP for death or total permanent disability.
  • No deductible applies for Life coverage.
  • Home assistance — 100% of service cost, up to 2 services per year.
Families starting to build their assets who want to protect home and life.
I want it
Recommended

All Family

$139,000 COP per month
  • Home (All Risk) — 70% insurer coverage on the loss value.
  • Home deductible: 30% borne by the insured.
  • Vehicle — 70% of repair cost or indemnification for material damage/loss.
  • Vehicle deductible: 30% of the loss value.
  • 100% covered tow assistance within the policy mileage limit.
  • Life — 100% of insured sum up to $200,000,000 COP.
  • Health (24/7 Telemedicine) — 100% at no cost or copay.
Families with home, car and integral health needs under a single plan.
I want it

All Premium

$249,000 COP per month
  • Home & Vehicle — 70% of the event cost covered by the insurer.
  • Home & Vehicle deductible: 30% borne by the insured.
  • Life — 100% of insured sum up to $500,000,000 COP.
  • International Travel — 100% of medical expenses for accident or unforeseen illness, up to $100,000 USD per event.
  • Second Medical Opinion & Concierge — 100% of management and advisory service.
High-wealth profiles with frequent travel and integral protection.
I want it
Benefits

What does it offer?

Covers home, vehicle, health and life in one plan

25% discount for bundled coverage

Single monthly premium — simplified management

24/7 claims service for any type

Adjust coverage based on life stage

Ideal for

Families seeking integrated protection without hassle.

Interested?

Write to us and an advisor will get in touch.

Request more information
Requirements to get it

Requirements to obtain it

Requirements for the All-Risk Vehicle insurance.

Membership as a partner

  • Original valid national ID card (or foreigner ID for non-Colombians).
  • Be of legal age (18+) to hold the product.
  • Fill in the single INOVACOOP membership form.
  • Personal-data handling authorization (Law 1581/2012).
  • Authorization to consult and report to credit bureaus.
  • Payment of the minimum membership social contribution.

General insurance requirements

  • Valid ID of the policyholder and insured (if different).
  • Insurance application form filled and signed.
  • SARLAFT form and source-of-funds declaration.
  • Payment of the initial premium (monthly, half-yearly or yearly).

Vehicle data

  • Vehicle registration card (original and copy).
  • Vehicle inspection by authorized surveyor (under 15 days old).
  • Fasecolda commercial appraisal of the vehicle.
  • Vehicle up to 15 years old with valid SOAT.
Documents must be current and original. INOVACOOP may request additional information based on credit or risk analysis for the product.
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