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Calculators

Estimate your installment or savings goal in seconds.

Loan calculator

Choose a loan: rate is auto-filled. Select "Custom" to type your own rate.
Estimated monthly installment
—
Total to pay
—
Total interest
—

Note: The calculation shown is for informational and reference purposes only. The installment shown does not include the mandatory insurance associated with the loan. The final value is subject to the credit study, approval conditions and applicable costs.

Programmed savings calculator

All accounts include +0.50% EAR extra for saving with the cooperative.
Gross interest earned $ 0
Withholding tax (7%) $ 0
Net interest $ 0
Net final balance
$ 0

Estimate based on monthly compound interest. Includes 7% Colombian withholding tax on interest earned, per local regulation.

Investment Calculator

Choose a product: rate is auto-filled. Select "Custom" to type your own rate.
Longer term, higher rate. 360 days: full product rate. 180 days: −2 pp. 90 days: −4 pp.
Interest earned —
Withholding tax (4%) —
Net interest —
Total received at maturity
—

Estimate. Fixed-rate term deposit with compound interest. The 4% withholding tax applies only to interest earned, not to the invested principal.

InovaKids Simulator

Create savings goals for your kids with name, amount and term. Each goal met adds +1% EAR to Permanent Savings.

InovaKids base rate
12,00% E.A.
Bonus for saving with the cooperative
+0,50% E.A.
Bonus per goal met
+1% E.A.
Permanent Savings
+ accumulated bonus

Programmed Savings

Calculate how much the value you hold in the InovaKids account earns, independent of goals.

12,00% + 0,50% coop
Gross interest earned $ 0
Withholding tax (7%) $ 0
Net interest $ 0
Net final balance
$ 0

Savings goals

Add your goals: bike, videogames, family trip, school supplies… Whatever your kid dreams of.

Goal Amount Term Monthly contribution Bonus on completion
No goals yet. Add your first one.
Total monthly contribution: — +0% E.A.
Total saved once all goals are met: — Sum of all goals
Total bonus if all goals met:
+0% E.A.
Annual bonus value (Permanent Savings)
$ 0

Computed as: total saved × accumulated bonus. This is the extra amount you will earn in one year over your Permanent Savings for meeting all goals.

Estimate based on monthly compound interest. The extra bonus applies to the child's Permanent Savings upon reaching each agreed goal.