Basic Life
- Sum insured from $50M COP
- Natural or accidental death coverage
- No medical exams up to age 55
- Beneficiaries you designate
Protect your loved ones' future with an accessible premium.
Protect the financial future of those who depend on you.
Sum insured from $50M to $150M COP
Monthly premium from $30K COP
Covers natural and accidental death
Optional educational income for children
No medical exams up to age 55
Everything you need to know before purchasing your INOVACOOP Life Insurance.
Each age range has a recommended plan based on the most common life stage. You may choose another plan if your needs differ.
| Age range | Suggested plan | Insured sum | Monthly rate | Ideal for |
|---|---|---|---|---|
| 18 - 30 years | Basic Life | $50,000,000 | $30,000 | Young adults starting their financial life. |
| 31 - 40 years | Family Life ⭐ | $100,000,000 | $65,000 | Young families with dependent children. |
| 41 - 50 years | Family Life | $100,000,000 | $85,000 | Providing parents in their most productive stage. |
| 51 - 60 years | Total Life | $150,000,000 | $135,000 | Consolidated-wealth profiles with dependents. |
| 61 - 65 years | Total Life | $150,000,000 | $180,000 | Consolidates maximum protection in the final insurance stage. |
Monthly rates in Colombian pesos (COP), aligned with each plan's base price. The suggested plan is a guide based on typical life stage; you may choose any other plan per your needs. Reference values subject to individual study.
Parents and household providers.
Requirements for Individual or Group Life Insurance.