Protect your property against fire, earthquake, tremor and other catastrophic events.
Protection against the main natural and accidental risks.
Everything included in your Fire & Earthquake Insurance.
General aspects of the Fire & Earthquake policy tied to your INOVACOOP mortgage loan.
Pick an option to see the details of what your insurance covers.
Coverage against the main events that can affect your home.
Covers material damage from accidental fire, smoke and direct lightning strike on the insured property.
Covers property damage caused by explosions inside or outside the insured premises.
Coverage for typhoon, hurricane, tornado, cyclone, strong winds, storm, tempest and hail.
Covers damage from water, waterlogging, flooding and avalanche affecting the insured property.
Covers ground settlements, landslides, subsidence, displacements, collapses and detachment of earth and rock.
Covers damage from riot, mutiny, civil or popular commotion, strike, malicious acts of third parties and terrorism.
Covers earthquake, ground tremor, volcanic eruption, tsunami, seaquake and the direct effects of these phenomena.
Coverage for renovations and remodels whose cost is less than or equal to 30% of the insured value.
Depending on the coverage you choose, you may have additional benefits that protect your property against:
Debris removal costs or professional fees necessary after the event.
Costs to extinguish the event or expenses to preserve assets.
Expenses to demonstrate the occurrence and amount of the event before the insurer.
Costs to obtain the licenses and permits required to rebuild the insured property.
Costs incurred to replace documents affected by the event.
You also have the following basic assistance services. 2 events per year per insured asset, up to 50 daily minimum legal wages (SMDLV) per event, including materials and labor.
Repair of leaks, breakages and failures in pipes, toilets and taps. 2 events/year per insured asset, up to 50 SMDLV per event (includes materials and labor).
Electrical emergency service: shorts, panels, outlets and installations. 2 events/year per insured asset, up to 50 SMDLV per event (includes materials and labor).
Door opening, change or repair of locks and padlocks due to key loss or mechanism failure. 2 events/year per insured asset, up to 50 SMDLV per event (includes materials and labor).
Replacement and repair of accidentally broken glass in windows, doors and fixed furniture. 2 events/year per insured asset, up to 50 SMDLV per event (includes materials and labor).
Homeowners who want to safeguard their assets against unforeseen events.
All procedures in one place. Choose the option you need.
Requirements for Fire and Earthquake insurance.